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10801 Highway 87 N, Milton, FL, 32570

2beds
2baths
1,419sqft
$309,500
$218price/sqft
$2,272/moest. monthly cost
$90,880/yrincome needed

About This Home

Escape the hustle and bustle and step into peaceful country living with this charming all-brick home set on a sprawling 2.34-acre lot. Nestled against a beautiful, private backdrop of mature trees, the property features a durable metal roof for lasting peace of mind. Inside, the comfortable 2-bedroom, 2-bathroom layout is designed for easy living, highlighting beautiful wood laminate floors that flow seamlessly throughout the entire space. Outside, the massive backyard is an absolute dream for gardening enthusiasts or those looking to create their own outdoor oasis, complete with a dedicated shed and workshop ready for your next project or extra storage needs. Don't miss your chance to own this beautiful slice of countryside tranquility!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

6/10
Chumuckla Elementary SchoolGrades PK-610.9 mi
3/10
Central SchoolGrades PK-124.7 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1984

Materials

  • Foundation: Slab
  • Roof: Metal
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Water Heater,Dishwasher,Refrigerator

Bedroom

  • Level: First
  • Area: 138.8333

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: First
  • Area: 163.1944

Features

  • Flooring: Laminate

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air,Ceiling Fan(s)

Interior Area

  • Total structure area: 1,419
  • Total interior livable area: 1,419 sqft

Kitchen

  • Level: First
  • Area: 179.1875

Living Room

  • Level: First
  • Area: 428.8333

Master Bedroom

  • Level: First
  • Area: 2486.25

Property

Details

  • Parcel number: 284n280000009000000
  • Zoning description: Agricultural

Features

  • Levels: One
  • Stories: 1
  • Pool features: None

Lot

  • Lot size: 2.34 Acres

Parking

  • Total spaces: 2
  • Parking features: 2 Car Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Heat Wave
    Heat WaveModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Tornado
Cold Wave
Drought
Heat Wave
Wildfire
Tsunami

FEMA Declared Disasters in Santa Rosa County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,565$18,780
Home Insurance *$313$3,756
Property Taxes $197$2,364
Electricity $197$2,366
Total$2,272$27,264
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$77,897/yr
40% on housing$68,160/yr
45% on housing$60,586/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.5%
15.5%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 1.4%
1.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$218This listing

vs Other Active Listings

Avg $/sqft

ZIP 32570$150
Santa Rosa County$214

vs Homes Sold Last Month

Median $/sqft

ZIP 32570$166
Santa Rosa County$191

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-05Listed for sale$309,500

For Sale by Agent

AgentBo English
BrokerageNational Land Realty

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