5652 Ruth Ct, Milton, FL, 32583
About This Home
Escape to your own private waterfront retreat on the bayou! Nestled on a secluded wooded lot, this 1-bedroom, 1-bath mobile home offers peaceful water views, direct access to the bayou, and endless opportunities for fishing, kayaking, canoeing, or simply relaxing by the water. The open-concept interior has been refreshed with luxury vinyl plank flooring, neutral paint, updated cabinetry, and a spacious living area that flows into the kitchen, where large sliding glass doors frame the scenic waterfront backdrop. Step outside onto the covered deck overlooking the bayou or make your way down to the covered dock, perfect for enjoying morning coffee, sunset views, or launching your next adventure on the water. The property also features multiple storage buildings, including a large workshop with electricity that's ready to be finished into additional flex space, hobby room, or workshop. Surrounded by mature trees for exceptional privacy, yet conveniently located just minutes from shopping, dining, and NAS Whiting Field, this property is ideal as a full-time residence, weekend getaway, investment property, or vacation rental. Experience the tranquility of waterfront living while remaining close to all the conveniences Milton and Pace have to offer.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Resale
- Year built: 1983
Materials
- Foundation: Off Grade
- Roof: Metal
- Construction materials: Frame
Type & Style
- Home type: MobileManufactured
Interior
Appliances
- Appliances included: Electric Water Heater
Bathroom
- Level: First
- Area: 45
Bedrooms & Bathrooms
- Bedrooms: 1
- Bathrooms: 1
- Full bathrooms: 1
Heating & Cooling
- Heating features: Wall/Window Unit(s)
- Cooling features: Wall/Window Unit(s),Ceiling Fan(s)
Interior Area
- Total structure area: 938
- Total interior livable area: 938 sqft
Master Bedroom
- Level: First
- Area: 140
Property
Details
- Parcel number: 401n280090642000050
- Zoning description: Mixed Residential Subdiv,Unrestricted
- Special condition: Standard
Features
- Levels: One
- Stories: 1
- Pool features: None
- Exterior features: Dock
- Has view: Yes
- View description: Bay,Bayou
- Has water view: Yes
- Water view: Bay, Bayou
- On waterfront: Yes
- Waterfront features: Bay,Bayou,Waterfront
Lot
- Lot size: 10,541 sqft
- Features: Interior Lot
Parking
- Parking features: 2 Space/Unit
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hurricane
- Lightning
- Tornado
- Coastal Flooding
- Cold Wave
- Heat Wave
- Inland Flooding
- Wildfire
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Santa Rosa County and Florida
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $859 | $10,308 |
| Home Insurance * | $158 | $1,896 |
| Property Taxes | $186 | $2,232 |
| Electricity | $197 | $2,366 |
| Total | $1,400 | $16,800 |
Income You'd Need if You Spent...
Florida FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-07 | Contingent | $169,975 |
| 2026-08-03 | Price change | $169,975 |
| 2026-07-21 | Listed for sale | $184,900 |
| 2026-05-18 | Sold | $95,000 |
| 2002-10-23 | Sold | $75,000 |
| 1998-03-19 | Sold | $40,000 |
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