4900 Shell Rd, Milton, FL, 32583
About This Home
PRICE IMPROVEMENT! Welcome to this thoughtfully renovated 3 bedroom 3 bath home offering 2,112 square feet of comfortable living space, perfectly set on 1.7 acres along Pond Creek. This property blends modern updates with peaceful natural surroundings, creating an ideal retreat for everyday living. Inside you'll find spacious light-filled living areas designed for both relaxation and entertaining. The updated kitchen features tasteful finishes, while the well-proportioned bedrooms provide comfort and privacy for family and guests. With 3 full baths, the layout is both functional and flexible. Step outside to the large covered screened porch and oversized deck to enjoy the serene creek frontage and expansive acreage. This setting offers a rare combination of privacy and natural beauty, all while being move-in ready. If your seeking tranquility or charming country living but close to amenities, this renovated home delivers space, style and comes in one exceptional package. Located close to I-10, schools, shopping, restaurants and military bases.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Resale
- Year built: 1965
Materials
- Foundation: Off Grade
- Roof: Shingle
- Construction materials: Brick,Frame
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Gas Water Heater,Dryer,Washer,Dishwasher,Refrigerator
- Laundry features: Inside
Bedroom
- Level: First
- Area: 110
Bedroom1
- Level: First
- Area: 266
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 3
Dining Room
- Level: First
- Area: 100
Features
- Baseboards,Ceiling Fan(s)
- Window features: Double Pane Windows
- Flooring: Tile,Carpet,Simulated Wood
Heating & Cooling
- Heating features: Central
- Cooling features: Central Air,Ceiling Fan(s)
Interior Area
- Total structure area: 2,112
- Total interior livable area: 2,112 sqft
Kitchen
- Level: First
- Area: 195
Master Bedroom
- Level: First
- Area: 352
Property
Details
- Parcel number: 431n280000003000000
- Zoning description: Res Single
Features
- Levels: One
- Stories: 1
- Pool features: None
- Patio & porch: Deck,Porch,Screened
- Exterior features: Rain Gutters
- Fencing: Back Yard,Chain Link
- Has view: Yes
- View description: Creek/Stream
- Has water view: Yes
- Water view: Creek/Stream
- On waterfront: Yes
- Waterfront features: Creek/Stream
Lot
- Lot size: 1.70 Acres
- Features: Interior Lot
Parking
- Total spaces: 2
- Parking features: 2 Car Garage,Circular Driveway,Front Entrance,Garage Door Opener
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hurricane
- Lightning
- Tornado
- Cold Wave
- Heat Wave
- Inland Flooding
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Santa Rosa County and Florida
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,022 | $24,264 |
| Home Insurance * | $372 | $4,464 |
| Property Taxes | $550 | $6,600 |
| Electricity | $212 | $2,550 |
| Total | $3,156 | $37,872 |
Income You'd Need if You Spent...
Florida FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-11 | Listed for sale | $399,900 |
| 2026-04-05 | Contingent | $399,900 |
| 2026-03-14 | Price change | $399,900 |
| 2026-01-14 | Listed for sale | $404,500 |
| 2025-09-02 | Listing removed | $424,000 |
| 2025-08-25 | Price change | $424,000 |
| 2025-08-01 | Price change | $434,700 |
| 2025-06-27 | Price change | $437,500 |
| 2025-05-16 | Price change | $449,700 |
| 2025-05-09 | Price change | $465,900 |
| 2025-04-10 | Price change | $467,900 |
| 2025-04-01 | Price change | $484,900 |
| 2025-03-19 | Listed for sale | $499,900 |
| 2014-10-31 | Sold | $54,900 |
| 2014-10-09 | Listed for sale | $54,900 |
| 2014-04-01 | Sold | $12,600 |
| 2012-05-10 | Listing removed | $82,900 |
| 2012-02-17 | Price change | $82,900 |
| 2012-01-18 | Price change | $94,900 |
| 2011-11-16 | Listed for sale | $122,900 |
| 2001-07-12 | Sold | $145,000 |
| 1996-07-29 | Sold | $118,000 |
View on Zillow