30009 81st Pl, Branford, FL, 32008
About This Home
Suwannee River Home nestled on the banks of the historic Suwannee River, offering beautiful river views from the comfort of your home. This riverfront property features 2 bedrooms and 2.5 baths. The spacious kitchen includes Corian countertops and tile flooring. An open floor plan highlights a gas fireplace and new luxury vinyl plank flooring. The living area opens to two Florida rooms overlooking the river, creating ideal spaces to relax and enjoy the natural surroundings. The owner’s suite offers two walk-in closets, separate vanities, a walk-in shower, and washer/dryer in the bath. The lower level includes a three-car garage, safe room, and two storage/workshop areas, providing ample room for vehicles, tools, hobbies, and river gear. Located in southern Suwannee County in the heart of North Florida’s river country, surrounded by crystal-clear freshwater springs for fishing, swimming, kayaking, paddle boarding, and cave diving. Minutes to Branford and approximately 30 minutes to Live Oak and Lake City. See Documents tab for additional construction and storm-resistant features.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1999
Materials
- Foundation: Pillar Post Pier
- Roof: Metal
- Construction materials: Frame Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Other
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Water Softener Owned,Refrigerator,Microwave,Dishwasher,Disposal,Washer,Dryer,Electric Range
- Laundry features: Inside
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 3
- Full bathrooms: 2
- Partial bathrooms: 1
Features
- Fireplace,Ceiling Fan(s),Open Floorplan,Corian Counters
- Window features: Insulated Windows,Vinyl,Blinds
- Flooring: Carpet Vinyl,Tile
- Fireplace features: Gas
- Fireplace: Yes
Heating & Cooling
- Heating features: Central Electric
- Cooling features: Central Air
Interior Area
- Total structure area: 1,728
- Total interior livable area: 1,728 sqft
Property
Details
- Parcel number: 0407S14E04544000000
- Zoning: ESA-2
Features
- Patio & porch: Other
- Fencing: Field Fence
- On waterfront: Yes
- Waterfront features: River Front
- Waterbody name: Suwannee
Lot
- Lot size: 0.25 Acres
- Lot size dimensions: .25
Parking
- Parking features: 3+ Car,Garage,Other
- Has garage: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Lightning
- Hurricane
- Inland Flooding
- Cold Wave
- Heat Wave
- Tornado
- Wildfire
How This Home’s Risks Compare
FEMA Declared Disasters in Suwannee County and Florida
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,401 | $28,812 |
| Home Insurance * | $280 | $3,360 |
| Property Taxes | $525 | $6,300 |
| Electricity | $197 | $2,366 |
| Total | $3,403 | $40,836 |
Income You'd Need if You Spent...
Florida FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-03-18 | Price change | $495,000 |
| 2026-02-10 | Listed for sale | $550,000 |
View on Zillow