




17268 181st Loop, Live Oak, FL, 32060
About This Home
Back on market at no fault to seller! Welcome to this peaceful 12.5-acre corner parcel nestled within a beautifully landscaped oak hammock in North Florida. This private property offers a rare opportunity to enjoy quiet country living surrounded by natural beauty. The 2-bedroom, 2-bath cottage features tile flooring throughout and large windows that provide abundant natural light and scenic views of the surrounding acreage. The functional layout offers comfortable living spaces ideal for a primary residence, weekend retreat, or investment opportunity. Outdoor improvements include a gazebo, she shed, workshop with additional storage space, and a greenhouse — perfect for gardening enthusiasts or hobbyists. Wildlife such as deer and native birds are frequently seen throughout the property, enhancing the peaceful setting. A Generac generator is installed, offering backup power during storms and added peace of mind. Located just minutes from Peacock Springs State Park and the scenic Suwannee River, this property provides convenient access to outdoor recreation including boating, fishing, kayaking, and cave diving. Offered fully furnished, this unique property is move-in ready and provides the space, privacy, and natural surroundings that define North Florida living.
Getting Around
Schools
Construction
Condition
- Year built: 1989
Materials
- Foundation: Slab
- Construction materials: Wood Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Contemporary/Modern,One Story
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dryer,Oven,Refrigerator,Washer
Bedroom2
- Dimensions: 12x8
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 2
Dining Room
- Dimensions: 10x8
Family Room
- Dimensions: 0x0
Features
- Flooring: Tile
- Fireplace: Yes
Heating & Cooling
- Heating features: Central
- Cooling features: Central Air
Interior Area
- Total structure area: 814
- Total interior livable area: 814 sqft
Kitchen
- Dimensions: 10x10
Living Room
- Dimensions: 10x11
Master Bedroom
- Dimensions: 12x13
Property
Details
- Parcel number: 1604S12E10636000230
- Special condition: Standard
- Other equipment: Generator
- Horse amenities: Horses Allowed
Features
- Stories: 1
- Patio & porch: Covered,Porch
- Fencing: Partial
- Has view: Yes
- View description: None
Lot
- Lot size: 12.50 Acres
- Lot size dimensions: 650 x 770 x 650 x 770
Parking
- Total spaces: 1
- Parking features: Carport,One Space
- Covered spaces: 1
- Carport: Yes
- Carport spaces: 1
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hurricane
- Lightning
- Cold Wave
- Inland Flooding
- Wildfire
How This Home’s Risks Compare
FEMA Declared Disasters in Suwannee County and Florida
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,567 | $18,804 |
| Home Insurance * | $183 | $2,196 |
| Property Taxes | $453 | $5,436 |
| Electricity | $197 | $2,366 |
| Total | $2,400 | $28,800 |
Income You'd Need if You Spent...
Florida FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-17 | Price change | $299,000 |
| 2026-07-22 | Listed for sale | $310,000 |
| 2026-07-01 | Listing removed | $310,000 |
| 2026-06-04 | Listed for sale | $310,000 |
| 2026-06-03 | Listing removed | $310,000 |
| 2026-04-23 | Contingent | $310,000 |
| 2026-03-03 | Price change | $310,000 |
| 2026-02-20 | Listed for sale | $320,000 |
| 2026-02-19 | Listing removed | $325,000 |
| 2026-01-07 | Price change | $325,000 |
| 2025-10-19 | Listed for sale | $345,000 |
| 2023-09-06 | Sold | $280,000 |
| 2023-08-05 | Contingent | $275,000 |
| 2023-07-23 | Listed for sale | $275,000 |
