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17268 181st Loop, Live Oak, FL, 32060

2beds
2baths
814sqft
$310,000
$381price/sqft
$2,400/moest. monthly cost
$96,000/yrincome needed

About This Home

Back on market at no fault to seller! Welcome to this peaceful 12.5-acre corner parcel nestled within a beautifully landscaped oak hammock in North Florida. This private property offers a rare opportunity to enjoy quiet country living surrounded by natural beauty. The 2-bedroom, 2-bath cottage features tile flooring throughout and large windows that provide abundant natural light and scenic views of the surrounding acreage. The functional layout offers comfortable living spaces ideal for a primary residence, weekend retreat, or investment opportunity. Outdoor improvements include a gazebo, she shed, workshop with additional storage space, and a greenhouse — perfect for gardening enthusiasts or hobbyists. Wildlife such as deer and native birds are frequently seen throughout the property, enhancing the peaceful setting. A Generac generator is installed, offering backup power during storms and added peace of mind. Located just minutes from Peacock Springs State Park and the scenic Suwannee River, this property provides convenient access to outdoor recreation including boating, fishing, kayaking, and cave diving. Offered fully furnished, this unique property is move-in ready and provides the space, privacy, and natural surroundings that define North Florida living.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
33
BikeSomewhat Bikeable

Schools

3/10
Suwannee Elementary SchoolGrades PK-512.7 mi
5/10
Suwannee Middle SchoolGrades 6-812.5 mi
4/10
Suwannee High SchoolGrades 9-1213.1 mi

Construction

Condition

  • Year built: 1989

Materials

  • Foundation: Slab
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary/Modern,One Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Oven,Refrigerator,Washer

Bedroom2

  • Dimensions: 12x8

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Dimensions: 10x8

Family Room

  • Dimensions: 0x0

Features

  • Flooring: Tile
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 814
  • Total interior livable area: 814 sqft

Kitchen

  • Dimensions: 10x10

Living Room

  • Dimensions: 10x11

Master Bedroom

  • Dimensions: 12x13

Property

Details

  • Parcel number: 1604S12E10636000230
  • Special condition: Standard
  • Other equipment: Generator
  • Horse amenities: Horses Allowed

Features

  • Stories: 1
  • Patio & porch: Covered,Porch
  • Fencing: Partial
  • Has view: Yes
  • View description: None

Lot

  • Lot size: 12.50 Acres
  • Lot size dimensions: 650 x 770 x 650 x 770

Parking

  • Total spaces: 1
  • Parking features: Carport,One Space
  • Covered spaces: 1
  • Carport: Yes
  • Carport spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Hurricane
Lightning
Cold Wave
Inland Flooding
Wildfire

FEMA Declared Disasters in Suwannee County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,567$18,804
Home Insurance *$183$2,196
Property Taxes $453$5,436
Electricity $197$2,366
Total$2,400$28,800
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$82,285/yr
40% on housing$72,000/yr
45% on housing$64,000/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 14.1%
14.1%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 0.7%
0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$381This listing

vs Other Active Listings

Avg $/sqft

ZIP 32060$202
Suwannee County$171

vs Homes Sold Last Month

Median $/sqft

ZIP 32060
Suwannee County$178

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-17Price change$299,000
2026-07-22Listed for sale$310,000
2026-07-01Listing removed$310,000
2026-06-04Listed for sale$310,000
2026-06-03Listing removed$310,000
2026-04-23Contingent$310,000
2026-03-03Price change$310,000
2026-02-20Listed for sale$320,000
2026-02-19Listing removed$325,000
2026-01-07Price change$325,000
2025-10-19Listed for sale$345,000
2023-09-06Sold$280,000
2023-08-05Contingent$275,000
2023-07-23Listed for sale$275,000

For Sale by Agent

AgentJames R Battles
BrokerageThe American Dream

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