3394 228th Ter, Lake City, FL, 32024
About This Home
Opportunity awaits on this versatile 10-acre property in Suwannee County. Fully fenced and cross-fenced with irrigation throughout the acreage, this property offers an excellent opportunity for buyers looking to create their own mini farm, horse property, or country homestead. Improvements include a 3-bedroom, 2-bath mobile home, horse stalls, tack house, multiple outbuildings, RV hookup, two electric meters, and a hurricane/tornado shelter. If you're looking for acreage with established infrastructure and aren't afraid to roll up your sleeves, this property is ready for your vision. Enjoy the peace and privacy of rural living while remaining just 20 minutes from Lake City.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2014
Materials
- Foundation: Pillar Post Pier
- Roof: Shingle
- Construction materials: Frame Vinyl Siding
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Refrigerator,Microwave,Dishwasher,Gas Range
- Laundry features: Laundry Room,Inside
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Features
- Ceiling Fan(s)
- Window features: Insulated Windows,Drapes,Blinds
- Flooring: Vinyl Linoleum,Carpet
Heating & Cooling
- Heating features: Central Electric
- Cooling features: Central Air
Interior Area
- Total structure area: 1,296
- Total interior livable area: 1,296 sqft
Property
Details
- Parcel number: 2105S15E01204040590
- Zoning: A1
- Other equipment: Irrigation Equipment
Features
- Levels: One
- Patio & porch: Front Porch,Deck
- Exterior features: Irrigation,Fruit Trees
- Fencing: Field Fence,Cross Fenced
Lot
- Lot size: 10 Acres
- Features: Wooded
- Lot size dimensions: 10 Acres
Parking
- Total spaces: 2
- Parking features: 2 Car,Garage,Carport,Detached,Garage Door Opener
- Has garage: Yes
- Covered spaces: 2
- Carport: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Lightning
- Hurricane
- Inland Flooding
- Cold Wave
- Heat Wave
- Tornado
- Wildfire
How This Home’s Risks Compare
FEMA Declared Disasters in Suwannee County and Florida
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,410 | $16,920 |
| Home Insurance * | $184 | $2,208 |
| Property Taxes | $311 | $3,732 |
| Electricity | $197 | $2,366 |
| Total | $2,102 | $25,224 |
Income You'd Need if You Spent...
Florida FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-24 | Price change | $279,000 |
| 2026-06-15 | Listed for sale | $299,000 |
View on Zillow