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4269 85th Rd, Live Oak, FL, 32060

2beds
2baths
770sqft
$589,000
$765price/sqft
$4,113/moest. monthly cost
$164,520/yrincome needed

About This Home

Experience the best of North Florida living with this beautiful country property located on a paved road just minutes from the historic Suwannee River and only a short drive to town. Enjoy the peaceful setting of open pasture, scattered mature hardwoods, and abundant wildlife while still having the convenience of nearby shopping, dining, schools, and everyday amenities. The 20.48-acre parent parcel features a move-in-ready 2025, 2-bedroom, 2-bath manufactured home designed for comfortable country living. The property also includes a large pole barn with two Conex containers—one providing secure storage and the other professionally finished into a climate-controlled entertainment space, perfect for watching the big game, hosting gatherings, or creating a private hobby room. A separate outbuilding with a full bathroom adds convenience for outdoor entertaining, family events, or future agricultural use. Whether you're searching for a private homestead, mini farm, recreational getaway, or investment opportunity, this property offers exceptional flexibility and endless possibilities. Bring your horses, livestock, ATVs, or simply enjoy the wide-open spaces and breathtaking sunsets. The seller is offering multiple purchase options to fit your needs. Buy the entire 20.48-acre parent parcel or choose from approximately 15-acre, 10-acre, 7.5-acre, or 5-acre tracts (subject to survey, county approval, and final plat approval, if applicable).

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
42
BikeSomewhat Bikeable

Schools

7/10
5/10
Suwannee Middle SchoolGrades 6-87.9 mi
4/10
Suwannee High SchoolGrades 9-127.4 mi

Construction

Condition

  • Year built: 2025

Materials

  • Roof: Shingle
  • Construction materials: Frame Vinyl Siding

Type & Style

  • Home type: MobileManufactured
  • Property subType: Manufactured Home

Interior

Appliances

  • Laundry features: Inside

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Window features: Vinyl
  • Flooring: Carpet Vinyl

Heating & Cooling

  • Heating features: Central Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 770
  • Total interior livable area: 770 sqft

Property

Details

  • Parcel number: 2801S14E01867002003
  • Zoning: A1

Features

  • Patio & porch: None
  • Fencing: Partial

Lot

  • Lot size: 20.48 Acres
  • Lot size dimensions: 20.48

Parking

  • Parking features: Other

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningVery High
  • Cold Wave
    Cold WaveRelatively High
  • Tornado
    TornadoRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Hurricane
Lightning
Cold Wave
Tornado
Heat Wave
Inland Flooding
Strong Wind
Wildfire

FEMA Declared Disasters in Suwannee County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,978$35,736
Home Insurance *$348$4,176
Property Taxes $590$7,080
Electricity $197$2,366
Total$4,113$49,356
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$141,017/yr
40% on housing$123,390/yr
45% on housing$109,680/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 14.1%
14.1%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 0.7%
0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$765This listing

vs Other Active Listings

Avg $/sqft

ZIP 32060$199
Suwannee County$170

vs Homes Sold Last Month

Median $/sqft

ZIP 32060
Suwannee County$178

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-16Listed for sale$589,000

For Sale by Agent

AgentAnthony Davis
BrokerageLPT Realty

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