See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

1314 NE First Ave, Steinhatchee, FL, 32359

3beds
2baths
3,784sqft
$349,000
$92price/sqft
$2,500/moest. monthly cost
$100,000/yrincome needed

About This Home

Discover a truly unique home in the heart of Steinhatchee, Florida, designed to embrace natural light and relaxed coastal living. This spacious residence offers three bedrooms with the potential for a fourth, along with two full bathrooms, providing flexibility for families, guests, or a vacation retreat. The home features an open and inviting floor plan filled with abundant windows that flood the space with natural light. The airy living room flows seamlessly into a large kitchen and dining area, making it ideal for entertaining or everyday living. A standout feature is the cedar spa room, complete with a private jacuzzi—your own personal oasis to unwind after a day on the water. Upstairs, a generous loft overlooks the living space and offers the perfect setting for a guest suite, home office, or additional lounge area. Outdoors, enjoy Florida living at its best with a large patio for gatherings, a cozy screened porch for bug-free evenings, and a substantial workshop that provides ample space for hobbies, storage, or projects. With its distinctive character, versatile layout, and indoor-outdoor living spaces, this Steinhatchee home is a rare opportunity to own a one-of-a-kind property near Florida's beautiful Gulf Coast.

Getting Around

25
WalkingCar-Dependent
0
TransitVery Limited Transit
31
BikeSomewhat Bikeable

Schools

10/10
Steinhatchee SchoolGrades PK-50.2 mi
--
Taylor Virtual FranchiseGrades K-1233.0 mi
3/10

Construction

Condition

  • Year built: 1986

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: T-111,Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Gas Range,Range Hood,Refrigerator
  • Laundry features: Laundry Room

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Ceiling Fan(s),Tile Counters,High Ceilings
  • Door features: French Doors,Sliding Doors
  • Window features: Skylight(s),Blinds
  • Flooring: Laminate,Tile
  • Fireplace features: None

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Electric

Interior Area

  • Total structure area: 3,784
  • Total interior livable area: 3,784 sqft

Master Bathroom

  • Features: Split Vanities,Walk-in Shower

Master Bedroom

  • Features: 1 Master Suite

Property

Details

  • Parcel number: 09627100

Features

  • Levels: 2+ Story
  • Patio & porch: Patio
  • Topography of land: Topo Mix
  • Residential vegetation: Grassed

Lot

  • Lot size: 0.74 Acres
  • Features: Rectangular Lot,Landscaped
  • Lot size dimensions: 150 x 210

Parking

  • Parking features: Open,Gravel
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingRelatively High
  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Hurricane
Lightning
Cold Wave
Inland Flooding
Strong Wind
Wildfire
Tsunami

FEMA Declared Disasters in Taylor County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,764$21,168
Home Insurance *$231$2,772
Property Taxes $125$1,500
Electricity $380$4,569
Total$2,500$30,000
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$85,714/yr
40% on housing$75,000/yr
45% on housing$66,666/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.4%
11.4%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 0.5%
0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$92This listing

vs Other Active Listings

Avg $/sqft

ZIP 32359$269
Taylor County$180

vs Homes Sold Last Month

Median $/sqft

ZIP 32359
Taylor County$146

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-02Listed for sale$349,000
2026-04-20Listing removed$379,000
2026-03-11Price change$379,000
2026-01-21Listed for sale$399,000
2017-05-22Sold$117,500
2017-04-27Pending sale$129,900
2017-04-06Listed for sale$129,900
2016-11-30Sold$182,500

For Sale by Agent

AgentMadelyn Hunt
BrokerageHatcher Realty Services, Inc. Steinhatchee

Similar Homes