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609 S MONTGOMERY AVENUE, Deland, FL, 32720

2beds
1baths
1,008sqft
$175,000
$174price/sqft
$1,520/moest. monthly cost
$60,800/yrincome needed

About This Home

Opportunity awaits in Stetson Highlands! This sturdy concrete block home sits on a quarter-acre lot and offers two roomy bedrooms, one bath, and an open living/dining/kitchen flow. Gorgeous original wood floors elevate the space with warmth and durability. Step outside to a huge backyard ready for barbecues, pets, and play. The covered carport keeps your car cool and dry, while the screened patio is perfect for relaxing evenings. An interior laundry room with patio access adds extra convenience. Don’t miss your chance — this home is ready for your personal touch. All room sizes are to be verified by the buyer.

Getting Around

52
WalkingSomewhat Walkable
0
TransitVery Limited Transit
50
BikeBikeable

Schools

5/10
6/10
Deland High SchoolGrades PK,9-122.7 mi

Construction

Condition

  • Year built: 1957

Materials

  • Foundation: Crawlspace
  • Roof: Shingle
  • Construction materials: Block

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Water Heater,Range,Refrigerator
  • Laundry features: Laundry Room

Bathroom1

  • Level: First

Bedroom2

  • Features: Built-in Closet
  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Level: First

Features

  • None
  • Door features: French Doors
  • Flooring: Linoleum,Hardwood

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,542
  • Total interior livable area: 1,008 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Primary Bedroom

  • Features: Built-in Closet
  • Level: First

Property

Details

  • Parcel number: 701701050110
  • Zoning: 01R4
  • Special condition: None

Features

  • Levels: One
  • Stories: 1

Lot

  • Lot size: 10,800 sqft

Parking

  • Total spaces: 1
  • Parking features: Carport
  • Covered spaces: 1
  • Carport: Yes
  • Carport spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Tornado
Inland Flooding
Tsunami

FEMA Declared Disasters in Volusia County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $884$10,608
Home Insurance *$126$1,512
Property Taxes $313$3,756
Electricity $197$2,366
Total$1,520$18,240
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$52,114/yr
40% on housing$45,600/yr
45% on housing$40,533/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 14.9%
14.9%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 6.6%
6.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$174This listing

vs Other Active Listings

Avg $/sqft

ZIP 32720$209
Volusia County$191

vs Homes Sold Last Month

Median $/sqft

ZIP 32720$190
Volusia County$198

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-13Pending sale$175,000
2026-07-15Price change$175,000
2026-07-08Listed for sale$218,000
2024-04-09Listing removed--
2024-03-18Listed for rent$1,400
2023-03-04Listing removed--
2023-02-22Listed for rent$1,295
2021-01-12Listing removed--
2020-12-06Listed for rent$1,195
2015-12-18Sold$84,900
2015-09-19Listing removed$850
2015-09-09Listed for rent$850
2015-07-08Sold$23,400
2002-05-01Sold$63,000
1996-03-25Sold$45,600

For Sale by Agent

AgentKelly Carr
BrokerageCFRP REALTY LLC

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