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235 Ann Rustin Dr, Ormond Beach, FL, 32176

3beds
2baths
3,060sqft
$699,000
$228price/sqft
$5,897/moest. monthly cost
$235,880/yrincome needed

About This Home

Live Where Others Vacation Walk to the Beach, Watch the Sun Rise & Sun Set, and Enjoy the Ultimate Ormond Beach Lifestyle!Imagine waking each morning to the gentle ocean breeze, taking a short stroll to the sandy shores of the Atlantic, and ending your day watching spectacular sunsets over the Intracoastal Waterway. Welcome to your own slice of paradise in highly desirable Ormond Beach one of Florida's most cherished beachside communities.Beautifully maintained No HOA neighborhood, this rare and spacious 3-bedroom/2-bath/2 car garage + Bonus room home with over 3,000 square feet of living space offers the perfect blend of comfort, freedom, and coastal charm. Here, neighbors become friends, golf carts are a way of life, and every day feels like a vacation.From the moment you step inside, you'll appreciate the soaring ceilings, bright open spaces, and inviting floor plan designed for gathering family and friends. The heart of the home is the beautifully updated kitchen featuring a large center island, new stainless-steel appliances, and an open-concept design that flows effortlessly into the living and entertaining areas.The current owners have lovingly cared for this home and invested over $70,000 in recent improvements, including a new roof (2022), new flooring (2024), new kitchen appliances with induction stoves (2022), new patio (2023), outdoor shower (2023), and new HVAC system (2024)allowing you to focus on enjoying the lifestyle rather than worrying about maintenance.Step outside and discover a backyard made for coastal living. The mostly fenced yard offers privacy for pets, family gatherings, and evenings under the stars. After a day at the beach, rinse off in the outdoor shower before relaxing on the patio with your favorite drink.Life here is about more than just a homeit's about the experience. Spend your mornings walking the no-drive beach collecting seashells, your afternoons kayaking, boating, paddleboarding, or fishing, and your evenings enjoying live music at nearby local restaurants. Watch dolphins and manatees glide through the nearby waters, join neighbors for holiday celebrations and community gatherings, and enjoy front-row views of NASA rocket launches right from your backyard or the beach.Perfectly positioned between the Atlantic Ocean and the Intracoastal Waterway, you'll enjoy the best of both worlds while remaining just a short drive from the excitement of Orlando, the history of St. Augustine, and the wonder of Kennedy Space Center.Whether you're searching for a full-time residence, a vacation getaway, or an investment opportunity, this exceptional coastal retreat offers something increasingly rarespace, value, location, and a true beachside lifestyle.Come see why so many dream of living here. One visit, and you'll understand why it's so hard to leave.All information is deemed to be correct and true but is not guaranteed. Buyers and buyer's agents should verify all information. Use AS-IS contract with proof of funds or pre-approval letter. Furnishings are negotiable.

Getting Around

32
WalkingCar-Dependent
0
TransitVery Limited Transit
55
BikeBikeable

Schools

6/10
5/10
7/10
Seabreeze High SchoolGrades 9-123.6 mi

Construction

Condition

  • Year built: 1987

Materials

  • Foundation: Slab
  • Roof: Tile
  • Construction materials: Brick Veneer

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Washer,Refrigerator,Microwave,Dryer,Disposal,Dishwasher
  • Laundry features: In Unit,Sink

Bedroom1

  • Level: Main
  • Area: 294.4
  • Dimensions: 23.00 x 12.80

Bedroom2

  • Level: Main
  • Area: 221.97
  • Dimensions: 14.70 x 15.10

Bedroom3

  • Level: Main
  • Area: 171.12
  • Dimensions: 12.40 x 13.80

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: Main
  • Area: 161.59
  • Dimensions: 14.30 x 11.30

Features

  • Breakfast Nook,Ceiling Fan(s),Eat-in Kitchen,Entrance Foyer,Jack and Jill Bath,Kitchen Island
  • Window features: Skylight(s)
  • Flooring: Carpet,Tile,Vinyl,Wood
  • Fireplace features: Wood Burning
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Electric

Interior Area

  • Total structure area: 3,706
  • Total interior livable area: 3,060 sqft

Kitchen

  • Level: Main
  • Area: 158.641
  • Dimensions: 12.11 x 13.10

Living Room

  • Level: Main
  • Area: 484.8
  • Dimensions: 24.00 x 20.20

Property

Details

  • Parcel number: 420200010122

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Patio
  • Exterior features: Outdoor Shower

Lot

  • Lot size: 0.25 Acres
  • Lot size dimensions: 102.0 ft x 110.0 ft

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Tornado
Tsunami

FEMA Declared Disasters in Volusia County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,534$42,408
Home Insurance *$1,188$14,256
Property Taxes $868$10,416
Electricity $307$3,695
Total$5,897$70,764
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$202,182/yr
40% on housing$176,910/yr
45% on housing$157,253/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 14.9%
14.9%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 6.6%
6.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$228This listing

vs Other Active Listings

Avg $/sqft

ZIP 32176$252
Volusia County$191

vs Homes Sold Last Month

Median $/sqft

ZIP 32176$262
Volusia County$198

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-12Listed for sale$699,000
2023-02-21Listing removed--
2022-04-27Pending sale$569,900
2022-04-15Sold$590,000
2022-02-26Pending sale$569,900
2022-02-26Contingent$569,900
2022-02-23Listed for sale$569,900
2003-10-20Sold$275,000

For Sale by Agent

AgentListing Reciprocal
BrokerageNonmember office

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