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89 S ATLANTIC AVENUE #1503, Ormond Beach, FL, 32176

2beds
2baths
1,200sqft
$399,000
$333price/sqft
$3,443/moest. monthly cost
$137,720/yrincome needed

About This Home

DIRECT OCEANFRONT Renovated 2 Bedroom / 2 Bathroom Condo for under 400K. Endless Direct Oceanfront in a Spacious Condo, and close to all the Great Shops and Restaurants that are a couple minutes away. The Building is in excellent condition with no assessments. Generous Sized Bedrooms, with a Murphy Bed in the Second Bedroom. Electric Hurricane Shutters for Storm Protection. This is the Perfect Condo for either Full Time Living, or as a Second Home. Inside Washer / Dryer. Underground Parking.

Getting Around

59
WalkingSomewhat Walkable
0
TransitVery Limited Transit
51
BikeBikeable

Schools

6/10
5/10
7/10
Seabreeze High SchoolGrades 9-121.7 mi

Construction

Condition

  • Property condition: Completed
  • Year built: 1979

Materials

  • Foundation: Block
  • Roof: Built-Up
  • Construction materials: Concrete

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Microwave,Refrigerator,Washer
  • Laundry features: In Kitchen

Bedroom2

  • Features: Walk-In Closet(s)
  • Level: First
  • Area: 246
  • Dimensions: 20.5x12

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: First
  • Area: 115.5
  • Dimensions: 11x10.5

Features

  • Ceiling Fan(s),Elevator
  • Window features: Hurricane Shutters
  • Flooring: Carpet,Ceramic Tile

Foyer

  • Level: First
  • Area: 96
  • Dimensions: 24x4

Heating & Cooling

  • Heating features: Heat Pump
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,356
  • Total interior livable area: 1,200 sqft

Kitchen

  • Level: First
  • Area: 168
  • Dimensions: 14x12

Living Room

  • Level: First
  • Area: 287
  • Dimensions: 20.5x14

Primary Bedroom

  • Features: Walk-In Closet(s)
  • Level: First
  • Area: 276
  • Dimensions: 23x12

Property

Details

  • Parcel number: 42142600Q030
  • Zoning: R
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Pool features: Heated,In Ground
  • Has view: Yes
  • View description: Water,Gulf/Ocean - Full
  • Has water view: Yes
  • Water view: Water,Gulf/Ocean - Full
  • On waterfront: Yes
  • Waterfront features: Gulf/Ocean Front,Gulf/Ocean,Beach Access,Beach - Access Deeded
  • Waterbody name: ATLANTIC OCEAN

Lot

  • Lot size: 1.19 Acres

Parking

  • Total spaces: 1
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Tornado
Tsunami

FEMA Declared Disasters in Volusia County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,017$24,204
Home Insurance *$678$8,136
Property Taxes $551$6,612
Electricity $197$2,366
Total$3,443$41,316
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$118,045/yr
40% on housing$103,290/yr
45% on housing$91,813/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 14.9%
14.9%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 6.6%
6.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$333This listing

vs Other Active Listings

Avg $/sqft

ZIP 32176$252
Volusia County$191

vs Homes Sold Last Month

Median $/sqft

ZIP 32176$262
Volusia County$198

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-29Listed for sale$399,000
2021-11-23Sold$375,000
2015-05-22Sold$259,000
2010-07-13Sold$167,571
2010-06-04Listed for sale$174,900

For Sale by Agent

AgentStephen Zeh
BrokerageLOCAL LIVING REALTY GROUP

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