45 Loyola Dr, Ormond Beach, FL, 32176
About This Home
Located in a desirable beachside neighborhood in Ormond Beach, this beautifully maintained concrete block home offers the easy coastal lifestyle buyers are searching for. With 3 bedrooms, 2 bathrooms, and a versatile flex room that can easily serve as a home office, guest space, or potential fourth bedroom, the layout offers both comfort and flexibility. The open-concept living area feels light, bright, and inviting with a clean coastal design that perfectly complements the home's beachside location. Both bathrooms have been tastefully updated, and major improvements--including a recently replaced room and water heater--provide peace of mind for the next owner. Step outside to enjoy a huge fully fenced backyard with plenty of room for pets, play, gardening, or even a future pool. The stylish screened-in patio creates a perfect space for relaxing evenings or entertaining friends and family. Just a short walk to direct beach access and minutes from local restaurants, shopping, and area attractions, this home offers the perfect blend of convenience and laid-back living in Florida. Beachside homes with this combination of updates, space, and location rarely last long.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Updated/Remodeled
- Year built: 1958
Materials
- Foundation: Slab
- Roof: Shingle
- Construction materials: Block
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence,Residential
Interior
Appliances
- Appliances included: Refrigerator,Microwave,Electric Range,Dishwasher
- Laundry features: Electric Dryer Hookup,In Unit,Washer Hookup
Bedroom1
- Level: Main
- Area: 208
- Dimensions: 13.00 x 16.00
Bedroom2
- Level: Main
- Area: 224
- Dimensions: 14.00 x 16.00
Bedroom3
- Level: Main
- Area: 144
- Dimensions: 12.00 x 12.00
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Den
- Level: Main
- Area: 285
- Dimensions: 15.00 x 19.00
Dining Room
- Level: Main
- Area: 192
- Dimensions: 12.00 x 16.00
Features
- Breakfast Bar,Ceiling Fan(s),Eat-in Kitchen,Open Floorplan,Primary Bathroom - Shower No Tub
- Flooring: Carpet,Tile
Heating & Cooling
- Heating features: Electric
- Cooling features: Central Air
Interior Area
- Total structure area: 2,748
- Total interior livable area: 1,652 sqft
Kitchen
- Level: Main
- Area: 144
- Dimensions: 12.00 x 12.00
Living Room
- Level: Main
- Area: 532
- Dimensions: 19.00 x 28.00
Property
Details
- Parcel number: 422314050190
Features
- Levels: One
- Stories: 1
- Patio & porch: Covered,Rear Porch,Screened
- Fencing: Back Yard,Fenced,Full
Lot
- Lot size: 0.27 Acres
- Lot size dimensions: 90.0 ft x 135.0 ft
Parking
- Total spaces: 2
- Parking features: Attached,Circular Driveway,Garage,Garage Door Opener
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hurricane
- Lightning
- Tornado
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Volusia County and Florida
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,654 | $31,848 |
| Home Insurance * | $892 | $10,704 |
| Property Taxes | $661 | $7,932 |
| Electricity | $197 | $2,366 |
| Total | $4,404 | $52,848 |
Income You'd Need if You Spent...
Florida FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-07 | Price change | $524,900 |
| 2026-03-19 | Listed for sale | $549,900 |
| 2018-08-08 | Sold | $260,000 |
| 2018-07-06 | Price change | $264,800 |
| 2018-06-21 | Price change | $264,900 |
| 2018-06-14 | Price change | $265,000 |
| 2018-05-18 | Price change | $269,800 |
| 2018-05-11 | Price change | $269,900 |
| 2018-05-03 | Price change | $270,000 |
| 2018-04-27 | Price change | $274,700 |
| 2018-04-06 | Price change | $274,800 |
| 2018-03-30 | Price change | $274,900 |
| 2018-03-17 | Listed for sale | $275,000 |
| 2017-11-21 | Sold | $140,000 |
View on Zillow