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1438 Riverside Dr, Holly Hill, FL, 32117

2beds
1baths
705sqft
$599,900
$851price/sqft
$4,887/moest. monthly cost
$195,480/yrincome needed

About This Home

Waterfront Opportunity on the Halifax River - No HOA Rare opportunity to own a charming 2-bedroom, 1-bath riverfront bungalow with private riparian (water) rights on the beautiful Halifax River in Daytona Beach. Enjoy stunning sunrises, direct water access for boating, kayaking, fishing, or simply relaxing while taking in panoramic views. This property offers Old Florida charm with endless potential as a primary residence, vacation home, seasonal retreat, or investment. Features include direct river frontage, potential to add a private dock (subject to permitting), and an excellent location just minutes from the beach, restaurants, shopping, and Daytona's year-round attractions. With potential for short-term rentals (subject to local zoning and licensing), this property also offers opportunities to renovate, expand, or enjoy as-is. Waterfront homes with riparian rights are becoming increasingly rare. Seller is paying buyers agent!!

Getting Around

33
WalkingCar-Dependent
0
TransitVery Limited Transit
66
BikeBikeable

Schools

2/10
Holly Hill SchoolGrades PK-51.1 mi
5/10
4/10
Mainland High SchoolGrades 9-124.0 mi

Construction

Condition

  • Year built: 1920

Materials

  • Roof: Shingle

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Refrigerator,Ice Maker,Electric Water Heater,Electric Range,Electric Oven

Bathroom

  • Level: First

Bedroom1

  • Level: First
  • Area: 100
  • Dimensions: 10.00 x 10.00

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Heating & Cooling

  • Heating features: Other
  • Cooling features: Wall/Window Unit(s)

Interior Area

  • Total structure area: 755
  • Total interior livable area: 705 sqft

Kitchen

  • Level: First
  • Area: 100
  • Dimensions: 10.00 x 10.00

Living Room

  • Level: First

Master Bedroom

  • Level: First

Property

Details

  • Parcel number: 424305000053

Features

  • Levels: One
  • Stories: 1
  • Fencing: Full,Privacy,Vinyl,Wrought Iron
  • Has view: Yes
  • View description: River
  • Has water view: Yes
  • Water view: River
  • On waterfront: Yes
  • Waterfront features: River Access,River Front

Lot

  • Lot size: 0.31 Acres
  • Lot size dimensions: 40.0 ft x 300.0 ft

Parking

  • Parking features: Gated,RV Access/Parking

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Tornado
Tsunami

FEMA Declared Disasters in Volusia County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,033$36,396
Home Insurance *$793$9,516
Property Taxes $864$10,368
Electricity $197$2,366
Total$4,887$58,644
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$167,554/yr
40% on housing$146,610/yr
45% on housing$130,320/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 14.9%
14.9%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 6.6%
6.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$851This listing

vs Other Active Listings

Avg $/sqft

ZIP 32117$136
Volusia County$191

vs Homes Sold Last Month

Median $/sqft

ZIP 32117$174
Volusia County$198

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-12Listed for sale$599,900
2026-04-01Sold$290,000

For Sale by Agent

AgentReann Quirk
BrokerageKeller Williams Realty Florida Partners

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