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315 WHITE Street, Daytona Beach, FL, 32114

2beds
1baths
1,025sqft
$185,000
$180price/sqft
$1,597/moest. monthly cost
$63,880/yrincome needed

About This Home

This is beautiful gem with great potential that's located in the heart of Daytona Beach and is full of potential! Just minutes from the Daytona Beach Mall, Tanger Outlets, and the world-famous beaches, this location offers the perfect blend of convenience and lifestyle. You're also within a two-minute walk to Daytona State College, making this an excellent opportunity for rental income, student housing, or a primary residence with investment upside. Whether you're an investor or a homeowner looking for a winning combination of location and opportunity, this 2-bedroom beauty is ready to be explored!

Getting Around

49
WalkingCar-Dependent
33
TransitSome Transit
43
BikeSomewhat Bikeable

Schools

3/10
4/10
Campbell Middle SchoolGrades 6-81.3 mi
5/10
Atlantic High SchoolGrades PK,9-124.2 mi

Construction

Condition

  • Property condition: Fixer
  • Year built: 1949

Materials

  • Roof: Shingle
  • Construction materials: Concrete

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Range

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Cooling

  • Cooling features: Wall/Window Unit(s)

Interior Area

  • Total structure area: 1,025
  • Total interior livable area: 1,025 sqft

Property

Details

  • Parcel number: 523828010030
  • Zoning description: Residential

Features

  • Levels: One
  • Stories: 1
  • Fencing: Wood,Other
  • Has view: Yes
  • View description: City

Lot

  • Lot size: 8,023 Acres

Parking

  • Parking features: Off Street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Tornado
Inland Flooding
Tsunami

FEMA Declared Disasters in Volusia County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $935$11,220
Home Insurance *$345$4,140
Property Taxes $120$1,440
Electricity $197$2,366
Total$1,597$19,164
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$54,754/yr
40% on housing$47,910/yr
45% on housing$42,586/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 14.9%
14.9%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 6.6%
6.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$180This listing

vs Other Active Listings

Avg $/sqft

ZIP 32114$117
Volusia County$191

vs Homes Sold Last Month

Median $/sqft

ZIP 32114$173
Volusia County$198

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-03-10Price change$200,000
2026-03-05Price change$240,000
2026-02-19Listed for sale$200,000

For Sale by Agent

AgentARRISA DENISE SPAULDING
BrokerageEXP REALTY LLC

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