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154 4th St, Holly Hill, FL, 32117

1beds
2baths
909sqft
$344,000
$378price/sqft
$2,769/moest. monthly cost
$110,760/yrincome needed

About This Home

AVAILABLE OCTOBER 2026 Holly Hill Historic Landmark Spanish Bungalow Step into the charm of this distinctive Spanish-style bungalow, where historic character meets thoughtful modern updates. Located on a quiet street just one block from the Halifax River and conveniently close to riverfront parks, public boat access, and scenic walking paths, this unique home offers a peaceful setting with pleasant river breezes and easy access to outdoor recreation, shopping, and entertainment. The flexible floor plan can function as a one-bedroom home with a media room, home office, hobby room, or guest space—or as a traditional two-bedroom home. Move-in ready and newly furnished, this home features a renovated kitchen, new A/C (2026), elastomeric exterior coating, and transferable termite bond. Outside, enjoy a detached two-car garage with covered porch and fenced yard ideal for outdoor relaxation or entertaining. The garage offers additional possibilities for a workshop, studio, hobby space, storage, or future expansion into additional living space (subject to zoning and permitting).

Getting Around

52
WalkingSomewhat Walkable
0
TransitVery Limited Transit
83
BikeVery Bikeable

Schools

2/10
Holly Hill SchoolGrades PK-51.8 mi
4/10
Campbell Middle SchoolGrades 6-82.7 mi
4/10
Mainland High SchoolGrades 9-122.8 mi

Construction

Condition

  • Year built: 1923

Materials

  • Foundation: Concrete Block
  • Roof: Other
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Range / Oven,Refrigerator

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 2
  • 3/4 bathrooms: 2

Features

  • Flooring: Tile,Hardwood
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Heat pump,Electric
  • Cooling features: Central

Interior Area

  • Total interior livable area: 909 sqft

Property

Details

  • Parcel number: 533734040090

Features

  • Exterior features: Stucco
  • Has view: Yes
  • View description: None

Lot

  • Lot size: 6,272 sqft

Parking

  • Total spaces: 2
  • Parking features: Garage - Detached

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Inland Flooding
    Inland FloodingModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Coastal Flooding
Inland Flooding
Tornado
Tsunami

FEMA Declared Disasters in Volusia County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,739$20,868
Home Insurance *$454$5,448
Property Taxes $379$4,548
Electricity $197$2,366
Total$2,769$33,228
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$94,937/yr
40% on housing$83,070/yr
45% on housing$73,840/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 14.9%
14.9%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 6.6%
6.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$378This listing

vs Other Active Listings

Avg $/sqft

ZIP 32117$139
Volusia County$191

vs Homes Sold Last Month

Median $/sqft

ZIP 32117$174
Volusia County$198

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-12Listed for sale$344,000
2022-11-19Listing removed--
2022-08-21Listed for sale$298,000
2021-03-24Listing removed--
2019-06-26Sold$130,000
2019-04-20Price change$139,900
2015-12-01Listing removed$975
2015-11-21Listed for rent$975
2015-10-15Listed for sale$143,000
2014-12-30Listing removed$147,500
2014-10-01Price change$147,500
2014-09-06Listed for sale$149,000
2009-02-28Listing removed$189,900
2008-11-27Listed for sale$189,900
2005-06-17Sold$179,000
2004-12-13Sold$130,000
2004-04-05Sold$65,000
2003-04-09Sold$40,000

For Sale by Owner

AgentProperty Owner

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