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120 Beach St, Ponce Inlet, FL, 32127

5beds
5baths
5,468sqft
$1,200,000
$219price/sqft
$9,799/moest. monthly cost
$391,960/yrincome needed

About This Home

Welcome to your coastal sanctuary in Ponce Inlet, where resort-style living meets timeless Southern charm. Nestled on an expansive lot just minutes from the beach, this beautifully residence offers the privacy, space, and lifestyle today's homebuyers crave—coastal breezes, a sparkling pool, and room to truly live with nature and space. Arrive via a long circular drive shaded by majestic live oaks, leading to an elegant two-story retreat featuring a brand-new roof and fresh exterior paint. The grand entry sets the tone with a glass-inlaid front door, sun-filled foyer, and soaring cathedral ceilings that open into a vibrant living space anchored by a dazzling chandelier. Rich hardwood floors flow seamlessly throughout, enhancing the home's coastal-luxury feel. The bright, spacious kitchen is ready for any chef, while the formal dining room—with its sophisticated wainscoting—creates the perfect setting for coastal entertaining. With five generously sized bedrooms, this home offers comfort and flexibility. On the main level, two bedrooms and two full baths create an ideal guest wing or future in-law suite with it's own private entrance. Upstairs, the luxurious primary suite features a serene alcove, walk-in closets, and a spa-inspired en-suite with dual vanities and a soaking tub. Skylights illuminate the versatile loftperfect for a media space, home gym, or family lounge. Step outside to discover a true Florida resort oasis. The screened, floor-to-ceiling enclosure surrounds a pristine pool and spa with grotto waterfall, offering year-round enjoyment. Entertain in style with your summer kitchen casita, host gatherings on the covered deck, or unwind in the privacy of your lush tropical garden porch. Additional highlights include a convenient inside laundry room with half bath, impact-resistant windows and sliders installed in 2017, a two-car garage, and abundant parking. Located moments from marinas, beachfront parks, nature trails, and restaurants, this home delivers the ultimate coastal lifestyle on a rare oversized lot. Your dream home in Ponce Inlet awaitscoastal living, abundant space for the whole family, and stunning outdoor amenities all in one extraordinary property.

Getting Around

21
WalkingCar-Dependent
0
TransitVery Limited Transit
39
BikeSomewhat Bikeable

Schools

3/10
6/10
Spruce Creek High SchoolGrades 9-125.4 mi

Construction

Condition

  • Year built: 1973

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Frame,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch,Other
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Wine Cooler,Washer,Refrigerator,Microwave,Gas Range,Dryer,Dishwasher
  • Laundry features: In Unit

Bedroom1

  • Level: Upper
  • Area: 540
  • Dimensions: 30.00 x 18.00

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1

Features

  • Breakfast Bar,Ceiling Fan(s),His and Hers Closets,In-Law Floorplan,Kitchen Island,Split Bedrooms,Walk-In Closet(s),Wet Bar
  • Door features: Impact Windows
  • Window features: Skylight(s)
  • Flooring: Tile,Wood
  • Number of fireplaces: 1
  • Fireplace features: Wood Burning
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 5,468
  • Total interior livable area: 5,468 sqft

Kitchen

  • Level: Lower
  • Area: 400
  • Dimensions: 20.00 x 20.00

Property

Details

  • Parcel number: 643000040073
  • Zoning description: Residential

Features

  • Levels: Two
  • Stories: 2
  • Pool features: In Ground,Fenced,Heated,Screen Enclosure,Waterfall
  • Patio & porch: Deck,Patio,Porch
  • Exterior features: Outdoor Kitchen,Outdoor Shower
  • Spa features: Heated,In Ground
  • Has view: Yes
  • View description: Pool,Protected Preserve,Trees/Woods

Lot

  • Lot size: 0.69 Acres
  • Features: Few Trees,Sprinklers In Front,Sprinklers In Rear
  • Lot size dimensions: 152.0 ft x 200.0 ft

Parking

  • Total spaces: 2
  • Parking features: Additional Parking,Circular Driveway,Garage,Garage Door Opener,RV Access/Parking
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingRelatively High
  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Hurricane
Lightning
Tornado
Wildfire
Tsunami

FEMA Declared Disasters in Volusia County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $6,067$72,804
Home Insurance *$1,595$19,140
Property Taxes $1,587$19,044
Electricity $550$6,603
Total$9,799$117,588
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$335,965/yr
40% on housing$293,970/yr
45% on housing$261,306/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 14.9%
14.9%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 6.6%
6.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$219This listing

vs Other Active Listings

Avg $/sqft

ZIP 32127$196
Volusia County$191

vs Homes Sold Last Month

Median $/sqft

ZIP 32127$203
Volusia County$198

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-10Price change$1,200,000
2025-12-03Listed for sale$1,250,000
2025-09-11Listing removed$1,299,000
2025-07-04Price change$1,299,000
2025-04-06Price change$1,325,000
2025-01-04Price change$1,374,000
2024-11-28Price change$1,399,000
2024-08-28Price change$1,425,000
2024-06-01Price change$1,475,000
2024-04-13Listed for sale$1,500,000
2016-12-06Sold$500,000
2016-08-29Listing removed$500,000
2016-05-23Listed for sale$500,000
2016-05-23Pending sale$500,000
2016-05-22Listed for sale$500,000
2016-05-22Pending sale$500,000
2016-05-20Listed for sale$500,000
2016-05-20Pending sale$500,000
2016-05-19Listed for sale$500,000
2016-05-19Pending sale$500,000
2016-05-18Listed for sale$500,000
2016-05-18Pending sale$500,000
2016-03-01Price change$500,000
2015-05-29Listed for sale$675,000
2015-03-10Listing removed$675,000
2014-12-24Listed for sale$675,000
2012-03-20Sold$500,000
2000-05-31Sold$280,000
1999-02-08Sold$200,000

For Sale by Agent

AgentDayanis Purucker
BrokerageOceans Luxury Realty Full Service LLC

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