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535 S Peninsula Ave, New Smyrna Beach, FL, 32169

2beds
2baths
1,440sqft
$565,000
$392price/sqft
$3,695/moest. monthly cost
$147,800/yrincome needed

About This Home

HVAC system and ductwork installed in 2026 with a transferable warranty, water heater installed in 2026, and electrical panel installed in July 2026. Beautiful furnished island 2Bedroom, 1 1/2Bathroom, 1 Car Garage home could easily made into 3Bedroom, 3Bath. Walk to Flagler Ave. shops and restaurants, the beach or across the street to the boat ramp. Centrally located this ''cared for'' home has a partly fenced backyard, eat in kitchen, additional 3rd bedroom/den/or ''artist painting room''. This home is move in ready and could easily accommodate a family or be used as a weekend retreat. There is plenty of room in the backyard to put in a pool.

Getting Around

57
WalkingSomewhat Walkable
0
TransitVery Limited Transit
55
BikeBikeable

Schools

10/10
5/10
5/10
New Smyrna Beach High SchoolGrades PK,9-122.6 mi

Construction

Condition

  • Year built: 1966

Materials

  • Roof: Shingle
  • Construction materials: Block,Concrete

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Washer,Refrigerator,Microwave,Electric Range,Dryer,Disposal

Bedroom1

  • Level: Main
  • Area: 224
  • Dimensions: 14.00 x 16.00

Bedroom2

  • Level: Main
  • Area: 168
  • Dimensions: 12.00 x 14.00

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Den

  • Level: Main
  • Area: 216
  • Dimensions: 12.00 x 18.00

Family Room

  • Level: Main
  • Area: 204
  • Dimensions: 12.00 x 17.00

Features

  • Ceiling Fan(s)
  • Flooring: Carpet,Terrazzo

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,820
  • Total interior livable area: 1,440 sqft

Kitchen

  • Level: Main
  • Area: 120
  • Dimensions: 10.00 x 12.00

Living Room

  • Level: Main
  • Area: 364
  • Dimensions: 13.00 x 28.00

Property

Details

  • Parcel number: 741605200084

Features

  • Levels: One
  • Stories: 1

Lot

  • Lot size: 9,147 sqft
  • Lot size dimensions: 70 x 133

Parking

  • Total spaces: 1
  • Parking features: Attached,Garage
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Coastal Flooding
Lightning
Tornado
Wildfire
Tsunami

FEMA Declared Disasters in Volusia County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,856$34,272
Home Insurance *$415$4,980
Property Taxes $227$2,724
Electricity $197$2,366
Total$3,695$44,340
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$126,685/yr
40% on housing$110,850/yr
45% on housing$98,533/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 14.9%
14.9%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 6.6%
6.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$392This listing

vs Other Active Listings

Avg $/sqft

ZIP 32169$529
Volusia County$191

vs Homes Sold Last Month

Median $/sqft

ZIP 32169$486
Volusia County$198

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-10Price change$565,000
2026-01-20Price change$570,000
2025-04-04Price change$575,000
2025-01-06Price change$594,750
2025-01-06Price change$574,750
2025-01-06Price change$594,750
2024-05-31Price change$595,000
2024-04-20Listed for sale$600,000

For Sale by Agent

AgentPatricia Collado
BrokerageCollado Real Estate

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