434 Tinker Ln, Chipley, FL, 32428
About This Home
Pristine Home away from it all! Tucked away on 3.66 peaceful acres with very few neighbors, this newer, upgraded home offers the perfect blend of privacy, comfort, and functionality. Enjoy quiet country living with your own pond, wide open space, and room to breathe. This property is turn key! Inside, you'll find a beautifully finished kitchen with upgraded touches and a large pantry, ideal for both everyday living and entertaining. The spacious office/laundry room adds versatility and convenience, making working from home or staying organized a breeze. This home will be sold furnished (no decor or other personal items) Step outside to enjoy covered front and back porches--perfect for relaxing mornings or winding down in the evenings. The large, fully fenced yard provides security for pets, kids, or livestock. This property is ready for all your outdoor needs with RV hookups, dedicated RV parking, and a covered pole barn for additional storage or equipment. Located just a short drive from both the country and the beach, you get the best of both worlds--peaceful rural living with easy access to coastal fun. **Parking pole barn 24x24, Pole barn in backyard 24X36. Storage shed 10x20
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2022
Type & Style
- Home type: SingleFamily
- Architectural style: Craftsman
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Electric Oven,Gas Cooktop
Bedroom
- Level: First
- Dimensions: 12 x 12
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 2
Features
- Main Level Primary
Interior Area
- Total structure area: 1,500
- Total interior livable area: 1,500 sqft
Master Bedroom
- Level: First
- Dimensions: 12 x 16
Property
Details
- Parcel number: 000000000000040063
Lot
- Lot size: 3.66 Acres
- Lot size dimensions: APPRO x 280 x 388 x 492 x 452
Parking
- Total spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hurricane
- Lightning
- Tornado
- Cold Wave
- Heat Wave
- Strong Wind
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Washington County and Florida
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,896 | $22,752 |
| Home Insurance * | $263 | $3,156 |
| Property Taxes | $321 | $3,852 |
| Electricity | $197 | $2,366 |
| Total | $2,677 | $32,124 |
Income You'd Need if You Spent...
Florida FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-01 | Price change | $375,000 |
| 2026-05-20 | Price change | $385,000 |
| 2026-05-05 | Listed for sale | $395,000 |
| 2021-01-19 | Sold | $30,000 |
| 2011-12-16 | Sold | $15,000 |
| 2011-04-28 | Listed for sale | $15,000 |
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