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815 5th St, Chipley, FL, 32428

3beds
2baths
1,227sqft
$159,900
$130price/sqft
$1,152/moest. monthly cost
$46,080/yrincome needed

About This Home

This meticulously kept double-wide mobile home boasts 3 bedrooms and 2 bathrooms, situated on a desirable city corner lot. The property features a charming sunroom, perfect for relaxation, and a convenient 2-car carport. The home is topped with a durable shingle roof and has a stucco exterior with a brick appearance for added curb appeal. The partially fenced yard is beautifully maintained and offers ample space for a small garden, should you wish to cultivate one. Additionally, there's an outbuilding for extra storage or potential workshop space. Located in a prime area, this home provides both comfort and convenience. Don't miss out on this wonderful opportunity, call today to schedule your personal viewing!

Getting Around

47
WalkingCar-Dependent
0
TransitVery Limited Transit
41
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Year built: 1984

Materials

  • Roof: Composition,Shingle
  • Construction materials: Stucco

Type & Style

  • Home type: MobileManufactured
  • Architectural style: Mobile Home
  • Property subType: Manufactured Home,Single Family Residence

Interior

Appliances

  • Appliances included: Electric Range

Bedroom

  • Level: First
  • Dimensions: 139 x 121

Bedroom

  • Level: First
  • Dimensions: 98 x 104

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Central Air,Ceiling Fan(s)

Interior Area

  • Total structure area: 1,227
  • Total interior livable area: 1,227 sqft

Master Bedroom

  • Level: First
  • Dimensions: 125 x 166

Property

Details

  • Parcel number: 000000000021240001
  • Zoning description: Resid Single Family
  • Special condition: Listed As-Is

Features

  • Patio & porch: Covered,Porch
  • Fencing: Chain Link,Partial

Lot

  • Lot size: 0.57 Acres
  • Features: Paved
  • Lot size dimensions: 117 x 188 x 175 x 185+/-

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Tornado
Cold Wave
Inland Flooding
Strong Wind
Tsunami

FEMA Declared Disasters in Washington County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $808$9,696
Home Insurance *$112$1,344
Property Taxes $35$420
Electricity $197$2,366
Total$1,152$13,824
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$39,497/yr
40% on housing$34,560/yr
45% on housing$30,720/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.1%
15.1%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: -2.4%
-2.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$130This listing

vs Other Active Listings

Avg $/sqft

ZIP 32428$156
Washington County$164

vs Homes Sold Last Month

Median $/sqft

ZIP 32428
Washington County$162

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-29Price change$159,900
2026-03-26Listed for sale$169,900
2026-03-23Pending sale$169,900
2025-08-08Price change$169,900
2025-07-24Listed for sale$189,900
2025-07-22Pending sale$189,900
2025-03-24Price change$189,900
2024-10-10Listed for sale$199,900

For Sale by Agent

AgentAmanda O Peel
BrokerageSOUTHERN WAY REALTY, INC.

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