1294 Dragonfly Ln, Chipley, FL, 32428
About This Home
Mother-in-law suite special! This 6 bedroom, 4 bathroom house features a connected 2 bedroom suite with large living room, modern bathroom suite with granite counter tops, a tile walk-in shower, and an office for a total of approximately 1,200 square feet. A door separates the mother-in-law suite from the rest of the 2-story home that just had a major makeover that includes new windows, concrete Hardi board, new LVP in many areas, all 4 bathrooms updated, new water heater, new Square D electrical panel and breakers, new light fixtures and ceiling fans, remodeled stairs, new paint, kitchen upgrades include all new appliances, stainless deep sink and faucet, new subway tile backsplash, new butcher block counter tops, soft closing cabinet doors and handles, large pantry with shelves, and more under a metal roof. The well submersible pump was replaced in 2024. The master bathroom suite has a large step-in tub, a separate shower, and a big walk-in closet. The windows are covered with new faux wide plantation blinds. There is also a 20 by 20 concrete pad with new electric plug for a storage building in the flat back yard. It is less than a mile from Interstate 10, Super Walmart and Falling Waters State Park. It is convenient to schools, shopping, restaurants and a variety of businesses. It is less than one hour to the World's Most Beautiful Beaches in Panama City Beach and Pier Park. The 6 foot deep by 60 foot long front porch is covered and extends the length of the house. The covered back porch is almost as big, 8 by 22 and 10 by 30 with a door leading to the mother-in-law suite. This home is large enough for 2 families! The home is on a 2-acre lot but includes the adjacent vacant one-acre lot Parcel 00000000-00-2385-0034 for a total of 3 acres. View all of the photos with descriptions for more details.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1990
Materials
- Roof: Metal
- Construction materials: HardiPlank Type,Vinyl Siding,Wood Frame
Type & Style
- Home type: SingleFamily
- Architectural style: Country
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Electric Cooktop,Electric Oven,Electric Water Heater,Water Softener Owned
Bedroom
- Level: Second
- Dimensions: 14 x 12
Bedroom
- Level: Second
- Dimensions: 12 x 12
Bedrooms & Bathrooms
- Bedrooms: 6
- Bathrooms: 4
- Full bathrooms: 4
Features
- Double Vanity,Interior Steps,Soaking Tub,Separate Shower,Walk-In Closet(s),Pantry
- Window features: Double Pane Windows
Garage
- Level: First
- Dimensions: 20 x 20
Heating & Cooling
- Heating features: Central,Electric,Heat Pump
- Cooling features: Central Air,Ceiling Fan(s),Heat Pump
Interior Area
- Total structure area: 3,024
- Total interior livable area: 3,024 sqft
Other
- Level: First
- Dimensions: 20 x 24
Pantry
- Level: First
- Dimensions: 6 x 10
Porch
- Level: First
- Dimensions: 60 x 6
Property
Details
- Parcel number: 000000000023850021
- Zoning description: Resid Single Family
- Special condition: Listed As-Is
Features
- Levels: Two
- Stories: 2
- Patio & porch: Covered,Porch
- Exterior features: Rain Gutters
Lot
- Lot size: 3 Acres
- Features: Paved
- Lot size dimensions: 208 x 662 x 645 x 263
Parking
- Total spaces: 2
- Parking features: Garage,Carport
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
- Carport: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hurricane
- Lightning
- Tornado
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Washington County and Florida
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,274 | $27,288 |
| Home Insurance * | $315 | $3,780 |
| Property Taxes | $337 | $4,044 |
| Electricity | $304 | $3,651 |
| Total | $3,230 | $38,760 |
Income You'd Need if You Spent...
Florida FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-06-30 | Price change | $449,900 |
| 2026-05-05 | Price change | $474,000 |
| 2026-02-04 | Price change | $499,900 |
| 2026-01-15 | Price change | $524,900 |
| 2025-11-09 | Listed for sale | $549,900 |
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