672 Main St, Chipley, FL, 32428
About This Home
SELLER OFFERING $5000 CASH AT CLOSING!! **Charming 3-Bedroom Home and the Potential for a Commercial Opportunity in the Heart of Chipley, FL** Welcome to this darling 3-bedroom, 1.5-bathroom home located in the picturesque small town of Chipley, Florida--home to the stunning Falling Waters State Park and the beloved Watermelon Festival! This unique property is just steps away from local boutiques, hair salons, mouth-watering down south BBQ, and the best coffee shop for miles, making it an ideal spot for both relaxation and entertainment. As you enter the home, you are greeted by an inviting open area featuring custom beamed ceilings & custom barn door, perfect for a cozy sitting area or a stylish dining room. The kitchen showcases charming bricked accents and is filled with natural light, creating a warm and welcoming atmosphere. The spacious living area boasts an open-concept design with custom bookshelves and modern track lighting, providing both functionality and style. One of the standout features of this property is the large fenced-in backyard, offering a private oasis for outdoor gatherings, gardening, or simply enjoying the Florida sunshine. This home presents an exceptional commercial opportunity as well. With its prime location and proximity to local attractions, it's perfect for a business venture, whether it be a cozy café, boutique, or rental property. With new plans for a golf course and future housing developments nearby, the income potential is remarkable. There truly is so much versatility and possibility in this property! Just off the porch, you'll find a spacious laundry room that doubles as a fantastic flex space. Whether you need a dedicated workshop, a craft area, or an extra storage solution, this room can adapt to your lifestyle. With ample natural light and easy access, it's the perfect spot to unleash your creativity or tackle your projects. This unique feature that enhances both functionality and convenience! This home was under contract Twice when previously listed and didn't work out- No fault due to the seller or condition of the property! Don't miss your chance to own a piece of Chipley paradise that seamlessly blends residential charm with commercial possibilities! The potential this home has is UNMATCHED!! Schedule your showing today and discover all the potential this property has to offer.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1936
Materials
- Roof: Shingle
- Construction materials: Vinyl Siding,Wood Siding
Type & Style
- Home type: MultiFamily
- Property subType: Multi Family
Interior
Appliances
- Appliances included: Electric Cooktop,Electric Oven,Gas Water Heater,Ice Maker
Bedroom
- Level: First
- Dimensions: 14 x 14
Bedroom
- Level: First
- Dimensions: 13 x 15
Bedroom
- Level: First
- Dimensions: 12 x 15
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 1
- 1/2 bathrooms: 1
Breakfast Room Nook
- Level: First
- Dimensions: 16 x 12
Features
- Fireplace features: Gas
- Fireplace: Yes
Half Bath
- Level: First
- Dimensions: 4 x 8
Heating & Cooling
- Heating features: Fireplace(s),Natural Gas
- Cooling features: Central Air,Ceiling Fan(s)
Interior Area
- Total structure area: 1,539
- Total interior livable area: 1,539 sqft
Kitchen
- Level: First
- Dimensions: 125 x 6
Laundry
- Level: First
- Dimensions: 12 x 13
Living Room
- Level: First
- Dimensions: 17 x 25
Other
- Level: First
- Dimensions: 5 x 8
Property
Accessibility
- Accessibility features: Accessible Washer/Dryer,Accessible Kitchen Appliances,Accessible Full Bath,Accessible Kitchen,Accessible Hallway(s)
Details
- Parcel number: 000000000027220000
- Zoning description: Commercial, Resid Single Family
Features
- Patio & porch: Deck,Covered,Patio,Porch
- Exterior features: Deck,Rain Gutters
- Fencing: Chain Link
Lot
- Lot size: 0.53 Acres
- Lot size dimensions: 15 x 191 x 117 x 192
Parking
- Total spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hurricane
- Lightning
- Tornado
- Cold Wave
- Inland Flooding
- Strong Wind
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Washington County and Florida
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,289 | $15,468 |
| Home Insurance * | $178 | $2,136 |
| Property Taxes | $502 | $6,024 |
| Electricity | $197 | $2,366 |
| Total | $2,166 | $25,992 |
Income You'd Need if You Spent...
Florida FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-09 | Listed for sale | $255,000 |
| 2026-01-01 | Listing removed | $247,000 |
| 2025-11-24 | Price change | $247,000 |
| 2025-06-23 | Price change | $248,000 |
| 2025-06-18 | Pending sale | $248,500 |
| 2025-01-09 | Listed for sale | $248,500 |
| 2024-09-30 | Listing removed | $258,000 |
| 2024-06-02 | Listed for sale | $258,000 |
| 2024-01-09 | Listing removed | -- |
| 2023-08-30 | Listing removed | $265,000 |
| 2023-08-30 | Price change | $265,000 |
| 2023-07-22 | Listed for sale | $285,000 |
| 2023-07-03 | Listing removed | -- |
| 2023-05-13 | Price change | $296,000 |
| 2023-03-23 | Listed for sale | $305,000 |
| 2023-01-05 | Listing removed | -- |
| 2022-09-24 | Price change | $335,000 |
| 2022-08-30 | Listed for sale | $350,000 |
| 2000-11-01 | Sold | $74,500 |
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