See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

5491 Highway 77, Chipley, FL, 32428

1beds
1baths
432sqft
$349,000
$808price/sqft
$2,579/moest. monthly cost
$103,160/yrincome needed

About This Home

Reduced!! Many opportunities available for this 4.75 acre parcel with on 430 feet of Highway 77 frontage. The property has a number of improvements on it. The main structure is a 1200 square foot, 40x30 metal building that has a 10 by 8 shed converted to a half bathroom behind it that was used as a store.. There is also a 432 square foot building used as an efficiency that has a loft. Three other storage sheds on the property that are 20x16, 16 by 25 and 16 by 20. The is also a a 12 x 48 carport pole barn. The property also has a shooting range on it. Electricity and plumbing run along the south side of the property. Seller motivated and ready to move on, take a look and make an offer today. Offered as is. All sizes are approximate or taken from other sources please verify accordingly.

Getting Around

6
WalkingCar-Dependent
0
TransitVery Limited Transit
23
BikeSomewhat Bikeable

Schools

4/10
Vernon Elementary SchoolGrades PK-58.1 mi
4/10
Vernon Middle SchoolGrades 6-86.8 mi
3/10
Vernon High SchoolGrades 9-126.7 mi

Construction

Condition

  • Year built: 2018

Materials

  • Construction materials: Wood Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Bungalow
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Cooktop,Electric Oven,Electric Water Heater

Bedroom

  • Level: First
  • Dimensions: 14 x 10

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Other,See Remarks,Wall Unit(s)

Interior Area

  • Total structure area: 432
  • Total interior livable area: 432 sqft

Property

Details

  • Parcel number: 000000000030190001
  • Zoning description: Resid Multi-Family
  • Special condition: Listed As-Is

Features

  • Levels: One
  • Stories: 1
  • Fencing: Partial

Lot

  • Lot size: 4.75 Acres
  • Features: Paved
  • Lot size dimensions: 430 x 492 x 300 x 512

Parking

  • Total spaces: 4
  • Parking features: No Garage
  • Covered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Tornado
Cold Wave
Tsunami

FEMA Declared Disasters in Washington County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,764$21,168
Home Insurance *$244$2,928
Property Taxes $374$4,488
Electricity $197$2,366
Total$2,579$30,948
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$88,422/yr
40% on housing$77,370/yr
45% on housing$68,773/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.1%
15.1%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: -2.4%
-2.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$808This listing

vs Other Active Listings

Avg $/sqft

ZIP 32428$154
Washington County$162

vs Homes Sold Last Month

Median $/sqft

ZIP 32428
Washington County$162

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-23Price change$355,000
2026-02-20Price change$357,000
2025-08-08Listed for sale$359,000
2019-07-01Sold$173,000
2019-02-22Price change$179,900
2019-01-10Price change$185,400
2018-10-01Listed for sale$185,900
2012-08-01Sold$59,900
2012-05-02Pending sale$59,900
2012-01-21Listed for sale$59,900
2008-11-24Sold$30,000

For Sale by Agent

AgentVic A Jed
BrokerageCENTURY 21 Commander Realty

Similar Homes