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2942 Paradise Lakes Rd, Chipley, FL, 32428

2beds
2baths
1,764sqft
$385,000
$218price/sqft
$2,860/moest. monthly cost
$114,400/yrincome needed

About This Home

Welcome to lakeside living at its best, on the serene shores of Dunford Lake! Designed with family time and comfort in mind, this home offers endless possibles. Inside, you'll find two very spacious bedrooms, and the main living room open-concept layout that seamlessly connects the living, dining, and kitchen areas. Relax in the living room, which is a cozy gathering space, complete with amazing views of Dunford lake. Outside you can sit in a rocking chair on the massive, covered porch which offers breathtaking views of the tranquil lake, making it an ideal spot for morning coffee, evening relaxation, or entertaining guests. Additional outdoor features include a dock and direct lake access. Whether you're a nature enthusiast, an avid angler, or searching for your dream retreat, this home provides the ultimate lakeside living experience. Don't miss the chance to make this stunning property your own!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
14
BikeSomewhat Bikeable

Schools

4/10
Vernon Elementary SchoolGrades PK-55.8 mi
4/10
Vernon Middle SchoolGrades 6-84.6 mi
3/10
Vernon High SchoolGrades 9-124.5 mi

Construction

Condition

  • Year built: 1998

Type & Style

  • Home type: SingleFamily
  • Architectural style: Florida
  • Property subType: Single Family Residence

Interior

Bedroom

  • Level: First
  • Dimensions: 14 x 16

Bedroom

  • Level: First
  • Dimensions: 14 x 16

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air,Ceiling Fan(s)

Interior Area

  • Total structure area: 1,764
  • Total interior livable area: 1,764 sqft

Property

Accessibility

  • Accessibility features: Accessible Bedroom,Accessible Common Area,Accessible Closets,Accessible Central Living Area

Details

  • Parcel number: 000000000033740021
  • Special condition: Listed As-Is

Features

  • Patio & porch: Covered,Porch
  • Exterior features: Dock
  • Has view: Yes
  • View description: Lake
  • Has water view: Yes
  • Water view: Lake
  • On waterfront: Yes
  • Waterfront features: Lake,Lake Front

Lot

  • Lot size: 1 Acres
  • Features: Paved
  • Lot size dimensions: 0 x 0

Parking

  • Total spaces: 2
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningVery High
  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Tornado
Cold Wave
Heat Wave
Inland Flooding
Strong Wind
Wildfire
Tsunami

FEMA Declared Disasters in Washington County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,946$23,352
Home Insurance *$270$3,240
Property Taxes $447$5,364
Electricity $197$2,366
Total$2,860$34,320
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$98,057/yr
40% on housing$85,800/yr
45% on housing$76,266/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.1%
15.1%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: -2.4%
-2.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$218This listing

vs Other Active Listings

Avg $/sqft

ZIP 32428$154
Washington County$162

vs Homes Sold Last Month

Median $/sqft

ZIP 32428
Washington County$162

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2025-08-15Listed for sale$385,000

For Sale by Agent

AgentBrandie Allon
BrokerageCoastal Palms Real Estate

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