1160 Chance Rd, Chipley, FL, 32428
About This Home
County Setting Close to the City. 2 acres of a nice wooded lot with a 1 bedroom 1 bath place on it. Look at the pictures there still needs work do to complete remodel. Most of the items needed are there. Has fenced area for Gardening. Nice lean to to keep your lawnmower. New fiberglass building does not convey. Want to be close to shopping and eateries but want the feel of country living this is the place for you...Call for showing appt. The cottage has a large almost finished great room area that measures 13x20 that has shiplap walls, a brand-new bathroom (still needs some fixtures) - that also has accommodations for a washer and dryer, and a nice sized bedroom - conversion of old bathroom has been started to be turned into a closet. Lots and lots of potential here! The property includes a small, fenced area for animals or for a garden. Property sold as is
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1998
Type & Style
- Home type: SingleFamily
- Architectural style: Cabin
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Electric Oven,Electric Range
Bedroom
- Level: First
- Dimensions: 13 x 11
Bedrooms & Bathrooms
- Bedrooms: 1
- Bathrooms: 1
- Full bathrooms: 1
Cooling
- Cooling features: Window Unit(s)
Great Room
- Level: First
- Dimensions: 20 x 13
Interior Area
- Total structure area: 616
- Total interior livable area: 616 sqft
Kitchen
- Level: First
- Dimensions: 10 x 11
Other
- Level: First
- Dimensions: 7 x 13
Property
Details
- Parcel number: 000000000038800010
- Zoning description: Resid Single Family
- Special condition: Listed As-Is
Lot
- Lot size: 2 Acres
- Lot size dimensions: 250 x 340ish
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hurricane
- Lightning
- Tornado
- Cold Wave
- Inland Flooding
- Strong Wind
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Washington County and Florida
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $500 | $6,000 |
| Home Insurance * | $69 | $828 |
| Property Taxes | $106 | $1,272 |
| Electricity | $197 | $2,366 |
| Total | $872 | $10,464 |
Income You'd Need if You Spent...
Florida FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-03-21 | Listed for sale | $105,000 |
| 2026-01-09 | Listing removed | $97,000 |
| 2025-10-31 | Price change | $97,000 |
| 2025-08-17 | Price change | $105,000 |
| 2025-06-10 | Listed for sale | $115,000 |
| 2025-05-30 | Listing removed | $95,000 |
| 2025-05-14 | Pending sale | $95,000 |
| 2025-02-06 | Price change | $95,000 |
| 2024-10-03 | Listed for sale | $99,900 |
| 2023-07-06 | Listing removed | -- |
| 2023-05-15 | Price change | $81,900 |
| 2023-05-02 | Price change | $84,900 |
| 2022-12-17 | Listed for sale | $87,900 |
| 2018-10-29 | Sold | $25,000 |
| 2018-08-14 | Price change | $25,995 |
| 2018-06-15 | Price change | $30,900 |
| 2018-02-16 | Listed for sale | $32,000 |
| 2017-11-09 | Sold | $20,000 |
| 2017-10-25 | Pending sale | $24,900 |
| 2017-10-19 | Listed for sale | $24,900 |
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