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1790 Rosewood Dr, Chipley, FL, 32428

1beds
1baths
572sqft
$54,000
$94price/sqft
$529/moest. monthly cost
$21,160/yrincome needed

About This Home

This is an exceptional opportunity located in the charming town of Chipley, Florida within a peaceful neighborhood short distance to schools, shopping, and recreational areas. This 1-bedroom single-family home offers 572 square feet of living space situated on an expansive 2-acre lot. This property also presents an excellent opportunity for investors looking to expand their portfolio.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Year built: 2018

Materials

  • Construction materials: Steel Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: A-Frame
  • Property subType: Single Family Residence

Interior

Bedroom

  • Level: First
  • Dimensions: 12 x 12

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Half Bath

  • Level: First
  • Dimensions: 6 x 8

Interior Area

  • Total structure area: 572
  • Total interior livable area: 572 sqft

Kitchen

  • Level: First
  • Dimensions: 12 x 12

Kitchen

  • Level: First
  • Dimensions: 10 x 10

Property

Details

  • Parcel number: 000000000040960015
  • Special condition: Listed As-Is

Lot

  • Lot size: 2 Acres
  • Lot size dimensions: 420 x 210

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Tornado
Cold Wave
Inland Flooding
Strong Wind
Tsunami

FEMA Declared Disasters in Washington County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $273$3,276
Home Insurance *$37$444
Property Taxes $22$264
Electricity $197$2,366
Total$529$6,348
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$18,137/yr
40% on housing$15,870/yr
45% on housing$14,106/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.1%
15.1%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: -2.4%
-2.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$94This listing

vs Other Active Listings

Avg $/sqft

ZIP 32428$157
Washington County$165

vs Homes Sold Last Month

Median $/sqft

ZIP 32428
Washington County$162

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-06-18Listed for sale$54,000
2026-04-24Pending sale$54,000
2026-04-12Price change$54,000
2026-03-04Listed for sale$63,000

For Sale by Agent

AgentJonathan Minerick
BrokerageHomeCoin.com

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