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1102 North Ave, Waukegan, IL, 60085

4beds
2baths
--sqft
$324,900
--price/sqft
$2,587/moest. monthly cost
$103,480/yrincome needed

About This Home

Excellent Investment Opportunity or Owner-Occupant Duplex in a Convenient Waukegan Location! Welcome to this well-maintained two-story, income-producing property situated on a desirable corner lot in the heart of Waukegan. Whether you're looking to expand your investment portfolio or live in one unit while generating rental income from the other, this versatile property offers exceptional value and endless possibilities. The first-floor unit features 2 spacious bedrooms, a bright living room, a large family room, an eat-in kitchen, and a full bathroom, providing a comfortable and functional layout. The second-floor unit offers 2 bedrooms, a full bathroom, a sun-filled living room, a kitchen, and a charming enclosed sunroom that adds additional living space and natural light. Recent improvements include brand-new flooring throughout both units and every level, fresh interior paint, and a new roof on the detached two-car garage, making this property move-in ready while minimizing future maintenance.The full basement offers a shared laundry area and abundant storage space. Outside, you'll appreciate the fenced backyard, mature landscaping, and detached two-car garage, providing plenty of outdoor space for tenants or owners to enjoy. Conveniently located near Downtown Waukegan, Lake Michigan, Waukegan Harbor, Genesee Theatre, parks, shopping, restaurants, public transportation, and the Metra Union Pacific North Line, this home also offers easy access to Green Bay Road, IL-137, and I-94, making commuting to Chicago or Wisconsin simple. The area continues to benefit from ongoing redevelopment and community investment, adding long-term value and appeal. Please do not disturb the tenants. Showings are available by appointment only. A current mortgage pre-approval or proof of funds is required before a showing can be confirmed.

Getting Around

62
WalkingSomewhat Walkable
32
TransitSome Transit
52
BikeBikeable

Schools

3/10
2/10
1/10
Waukegan High SchoolGrades 9-121.2 mi

Construction

Condition

  • Year built: 1940

Materials

  • Foundation: Concrete Perimeter
  • Roof: Asphalt
  • Construction materials: Brick,Stucco

Type & Style

  • Home type: MultiFamily
  • Architectural style: Colonial
  • Property subType: Multi Family

Interior

Basement

  • Has basement: Yes
  • Basement: Unfinished,Full

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Heating

  • Heating features: Natural Gas,Steam

Property

Details

  • Parcel number: 08163120150000
  • Zoning: MULTI
  • Special condition: None
  • Other equipment: Ceiling Fan(s)

Lot

  • Lot size: 4,250 sqft
  • Features: Corner Lot
  • Lot size dimensions: 34X125

Parking

  • Total spaces: 2
  • Parking features: No Garage,Yes,Garage Owned,Detached,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Strong Wind
Tornado
Heat Wave
Lightning
Tsunami

FEMA Declared Disasters Across Illinois Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,642$19,704
Home Insurance *$204$2,448
Property Taxes $611$7,332
Electricity $130$1,569
Total$2,587$31,044
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$88,697/yr
40% on housing$77,610/yr
45% on housing$68,986/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.8%
12.8%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -1.0%
-1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 60085$131
Lake County$238

vs Homes Sold Last Month

Median $/sqft

ZIP 60085$190
Lake County$214

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-12Listed for sale$324,900
2026-08-04Contingent$324,900
2026-07-09Listed for sale$324,900
2024-03-26Sold$297,000
2024-03-05Pending sale$298,500
2024-02-16Contingent$298,500
2024-02-09Listed for sale$298,500
2008-01-30Sold$106,000
1999-03-24Sold$132,000
1994-12-19Sold$115,000

For Sale by Agent

AgentSlawek Rachmaciej
BrokerageExit Realty Redefined

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