2744 Bay Grove Rd, Freeport, FL, 32439
About This Home
Experience true waterfront living in this charming 3-bedroom, 3-bath Florida cottage offering 1,835 sq. ft. of well-designed space. Built in 1980, this solid brick home sits on TWO expansive waterfront lots overlooking the stunning Choctawhatchee Bay. This home features spacious living areas with timeless character, split-floor plan with a large Florida room and water views from every bedroom! Detached carport & outdoor storage shed - Large yard with direct bay frontage - Spectacular sunsets across Choctawhatchee Bay - NO HOA! This property is a haven for water enthusiasts. With direct access to boating, fishing, and swimming, you'll enjoy endless days on the bay.Just down the street, Grady Brown Park offers boat launches,playgrounds, and splash pads for family fun. Located only 10 minutes from the world-class beaches of South Walton and close to shopping, dining, and entertainment, this home perfectly balances relaxation and convenience.Schedule your private showing today and discover waterfront living at it's finest!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Construction Complete
- Year built: 1980
Materials
- Foundation: Slab
- Roof: Metal
- Construction materials: Brick
Type & Style
- Home type: SingleFamily
- Architectural style: Florida Cottage
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Electric Water Heater
- Laundry features: Washer/Dryer Hookup
Bathroom
- Level: First
- Area: 38.64
- Dimensions: 5.6 x 6.9
Bathroom
- Level: First
- Area: 62
- Dimensions: 6.2 x 10
Bedroom
- Level: First
- Area: 141.45
- Dimensions: 11.5 x 12.3
Bedroom
- Level: First
- Area: 188.7
- Dimensions: 11.1 x 17
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 3
Features
- Breakfast Bar,Shelving
- Window features: Window Treatments
- Common walls with other units/homes: No Common Walls
Florida Room
- Level: First
- Area: 308.2
- Dimensions: 26.8 x 11.5
Foyer
- Level: First
- Area: 81
- Dimensions: 9 x 9
Garage
- Level: First
- Area: 440
- Dimensions: 20 x 22
Garage
- Level: First
- Area: 300
- Dimensions: 20 x 15
Heating & Cooling
- Heating features: Central
- Cooling features: Central Air
Interior Area
- Total structure area: 1,835
- Total interior livable area: 1,835 sqft
Kitchen
- Level: First
- Area: 360
- Dimensions: 20 x 18
Living Room
- Level: First
- Area: 300
- Dimensions: 20 x 15
Master Bathroom
- Level: First
- Area: 47.17
- Dimensions: 5.3 x 8.9
Master Bedroom
- Level: First
- Area: 210
- Dimensions: 15 x 14
Office
- Level: First
- Area: 165
- Dimensions: 11 x 15
Storage
- Level: First
- Area: 80
- Dimensions: 10 x 8
Property
Details
- Parcel number: 042S19240100010240
- Zoning description: Resid Single Family
Features
- Stories: 1
- Exterior features: Dock
- Has view: Yes
- View description: Bay
- Has water view: Yes
- Water view: Bay
- Waterfront features: Bay,Seawall
Lot
- Lot size: 0.46 Acres
- Features: Aerials/Topo Availbl
- Lot size dimensions: 270 x 125 x 250 x 124
Parking
- Parking features: Boat,Detached
- Has garage: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hurricane
- Lightning
- Tornado
- Coastal Flooding
- Cold Wave
- Heat Wave
- Inland Flooding
- Strong Wind
- Wildfire
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Walton County and Florida
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $6,447 | $77,364 |
| Home Insurance * | $516 | $6,192 |
| Property Taxes | $42 | $504 |
| Electricity | $197 | $2,366 |
| Total | $7,202 | $86,424 |
Income You'd Need if You Spent...
Florida FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-10 | Price change | $1,275,000 |
| 2025-10-23 | Price change | $1,300,000 |
| 2025-08-29 | Listed for sale | $1,350,000 |
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