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486 Pleasant Ridge Rd, Defuniak Springs, FL, 32435

1beds
1baths
496sqft
$154,800
$312price/sqft
$1,182/moest. monthly cost
$47,280/yrincome needed

About This Home

Back on Market, No fault of seller or property. Nestled on a private and beautifully wooded 1.6-acre homesite, this unique property offers the perfect blend of peaceful country living, modern upgrades, and future expansion potential. Surrounded by mature trees that have been professionally thinned and trimmed, the lot provides privacy while still offering ample space to build a primary residence, guest home, or additional structures. This is a charming, small home. The interior showcases a warm and inviting aesthetic, all remodeled recently creating a cozy yet refined living space. Many recent upgrades include new high efficiency hvac split system, new hot water heater A complete list of recent major upgrades are provided in the attached documents. Outdoor features further enhance the property's versatility, including a dedicated RV/camper parking space with water hookup and 50-amp power, making it ideal for guests or additional living flexibility. The property also includes a functional 12x20 storage shed and a private well house, both recently improved. Bonus: The sale includes 2 refrigerators, microwave, flat screen tv, and washer/dryer, and yard tools making this a turnkey opportunity for a primary residence, weekend getaway, or investment property. This is a rare opportunity to own a private acreage property with modern upgrades, RV accommodations, and room to expand--all in a serene, natural setting.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
9
BikeSomewhat Bikeable

Schools

7/10
Walton Middle SchoolGrades 6-83.7 mi
7/10
Walton High SchoolGrades 9-124.1 mi

Construction

Condition

  • Property condition: Construction Complete
  • Year built: 1988

Materials

  • Roof: Shingle

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cabin
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Microwave,Refrigerator,Washer,Electric Water Heater

Bathroom

  • Level: First
  • Area: 56
  • Dimensions: 7 x 8

Bedroom

  • Level: First
  • Area: 127.5
  • Dimensions: 15 x 8.5

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Cooling

  • Cooling features: Ceiling Fan(s)

Features

  • Window features: Double Pane Windows
  • Common walls with other units/homes: No Common Walls

Great Room

  • Level: First
  • Area: 210
  • Dimensions: 14 x 15

Interior Area

  • Total structure area: 496
  • Total interior livable area: 496 sqft

Other

  • Level: First
  • Area: 60
  • Dimensions: 10 x 6

Property

Details

  • Parcel number: 052N19180000040030
  • Zoning description: Agriculture

Features

  • Stories: 1

Lot

  • Lot size: 1.60 Acres
  • Features: Cul-De-Sac
  • Lot size dimensions: Irregular

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningVery High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Strong Wind
    Strong WindModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Tornado
Cold Wave
Strong Wind
Wildfire
Tsunami

FEMA Declared Disasters in Walton County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $782$9,384
Home Insurance *$78$936
Property Taxes $125$1,500
Electricity $197$2,366
Total$1,182$14,184
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$40,525/yr
40% on housing$35,460/yr
45% on housing$31,520/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 16.1%
16.1%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 8.0%
8.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$312This listing

vs Other Active Listings

Avg $/sqft

ZIP 32435$179
Walton County$485

vs Homes Sold Last Month

Median $/sqft

ZIP 32435$175
Walton County$400

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-27Price change$154,800
2026-06-04Listed for sale$159,900
2026-05-15Pending sale$159,900
2026-05-12Listed for sale$159,900
2026-04-17Pending sale$159,900
2026-03-27Listed for sale$159,900
2022-04-21Sold$90,000

For Sale by Agent

AgentJames P Duren
BrokerageNewman Dailey Resort Properties

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