550 Circle Dr, Defuniak Springs, FL, 32435
About This Home
This stunning Victorian residence, located in the heart of the DeFuniak Springs Historic District, offers a rare combination of historic elegance and modern updates. Built in the early 1900s by Wallace Bruce, founder of the Florida Chautauqua, the home was designed to host visiting dignitaries and is listed on the National Register of Historic Places. The current homeowner has invested over $350,000 in renovations, including but not limited to • New metal roof (2025) • 2 new HVAC systems (2018) • Back porch addition with mini-split • Third floor conversion into a guest suite with living area, sleeping area, full bath, and mini-split A/C (2022) The meticulous design and high-quality restoration make this home one of the most desirable in DeFuniak Springs. By appt. 24 hours' notice
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Construction Complete,Renovated
- Year built: 1907
Materials
- Foundation: Foundation Off Grade
- Roof: Metal,Roof Pitched
- Construction materials: Frame
Type & Style
- Home type: SingleFamily
- Architectural style: Victorian
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Cooktop,Dishwasher,Disposal,Dryer,Refrigerator,Washer,Gas Water Heater
- Laundry features: Washer/Dryer Hookup
Bathroom
- Level: Second
- Area: 36
- Dimensions: 9 x 4
Bathroom
- Level: Second
- Area: 60
- Dimensions: 10 x 6
Bedroom
- Level: Second
- Area: 99
- Dimensions: 11 x 9
Bedroom
- Level: Second
- Area: 88
- Dimensions: 11 x 8
Bedroom
- Level: Second
- Area: 143
- Dimensions: 11 x 13
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 6
- Full bathrooms: 6
Bonus Room
- Area: 540
- Dimensions: 20 x 27
Breakfast Room
- Level: First
- Area: 231
- Dimensions: 21 x 11
Dining Room
- Level: First
- Area: 288
- Dimensions: 18 x 16
Family Room
- Level: First
- Area: 272
- Dimensions: 17 x 16
Features
- Breakfast Bar,Crown Molding,Tray Ceiling(s),Pantry,Shelving,Upgraded Media Wing,Walls Wainscoting,Wet Bar,Natural Woodwork
- Window features: Window Treatments,Bay Window(s)
- Flooring: Hardwood,Tile
- Fireplace features: Gas,Fireplace 2+
- Fireplace: Yes
- Common walls with other units/homes: No Common Walls
Foyer
- Level: First
- Area: 323
- Dimensions: 19 x 17
Heating & Cooling
- Heating features: Central,Natural Gas
- Cooling features: Central Air,Ceiling Fan(s)
Interior Area
- Total structure area: 7,000
- Total interior livable area: 7,000 sqft
Kitchen
- Level: First
- Area: 209
- Dimensions: 19 x 11
Laundry
- Level: First
- Area: 242
- Dimensions: 22 x 11
Living Room
- Level: First
- Area: 342
- Dimensions: 19 x 18
Living Room
- Level: Second
- Area: 351
- Dimensions: 39 x 9
Master Bathroom
- Level: Second
- Area: 288
- Dimensions: 18 x 16
Office
- Level: First
- Area: 42
- Dimensions: 7 x 6
Other
- Level: First
- Area: 495
- Dimensions: 45 x 11
Pantry
- Level: First
- Area: 36
- Dimensions: 6 x 6
Sun Room
- Level: First
- Area: 146.25
- Dimensions: 13 x 11.25
Utility Room
- Level: First
- Area: 48
- Dimensions: 8 x 6
Property
Details
- Parcel number: 253N19190700002260
- Zoning description: City, Historical, Resid Single Family
Features
- Stories: 3
- Patio & porch: Covered,Deck,Porch
- Exterior features: Balcony
- Fencing: Partial
- Has view: Yes
- View description: Lake
- Has water view: Yes
- Water view: Lake
Lot
- Lot size: 0.27 Acres
- Features: Corner Lot,Curb & Gutter,Level,Sidewalk,Within 1/2 Mile to Water
- Lot size dimensions: 83 x 140
Parking
- Total spaces: 2
- Parking features: Detached,Other
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hurricane
- Lightning
- Tornado
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Walton County and Florida
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $6,067 | $72,804 |
| Home Insurance * | $611 | $7,332 |
| Property Taxes | $1,542 | $18,504 |
| Electricity | $704 | $8,453 |
| Total | $8,924 | $107,088 |
Income You'd Need if You Spent...
Florida FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-09 | Listed for sale | $1,200,000 |
| 2016-06-10 | Sold | $518,000 |
| 2015-08-16 | Listing removed | $599,500 |
| 2015-04-22 | Price change | $599,500 |
| 2014-12-09 | Price change | $649,000 |
| 2014-03-04 | Price change | $699,000 |
| 2013-12-04 | Listed for sale | $795,000 |
| 2012-03-17 | Listing removed | $898,000 |
| 2012-02-04 | Price change | $898,000 |
| 2011-11-24 | Listed for sale | $899,000 |
For Sale by Agent
View on Zillow