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270 S 12th St, Defuniak Springs, FL, 32435

3beds
4baths
2,008sqft
$530,000
$264price/sqft
$3,768/moest. monthly cost
$150,720/yrincome needed

About This Home

Welcome to the heart of DeFuniak Springs where history meets charm in this recently renovated historic home! Nestled on a picturesque oak-lined street, just steps away from the Historical Downtown and DeFuniak Lake yard. and Library. Just imagine sipping coffee from any of the three porches on this exquisite southern home. Meticulously remodeled and lovingly cared for, this 3 bedrooms, 2 1/2 bath treasure was upgraded seamlessly blending vintage charm with modern comforts, yet still providing the timeless allure of historic details. Living area is appx. 2220 sf with a side glass sunporch 310 sf that could easily included into additional living area. Two bedrooms and two baths downstairs and 1 bedroom, and living room and 1/2 bath upstairs. CLICK ON 'MORE' AND 'DOCUMENT' TABS----- Super size kitchen with new granite counter tops and freshly painted cabinets. All appliances included. Continuous new floor covering throughout. Gorgeous new shiplap board ceiling in formal dining room, freshly painted ceilings and walls in bright white throughout. From the formal dining room allows so much light and room for gazing over the serene private backyard, promising endless possibilities for outdoor living and relaxation with 2 detached garages, one 1500 s.f. double car garage with concrete floor 20x30' with workshop and storage area complete with 1/2 bath and central air/heat. It also has an attached carport 10x30' that is perfect to have cookouts and use for entertaining. The 2nd super-size garage, complete table top work station with concrete floor to accommodate a large size RV. The backyard is like a retreat for family and friends with plenty of driveway space for parking and entertaining. Updated landscaping and sprinkler system with a 280' deep well into the aquafer with totally new pump and casing. The Rhino Roofing still has 15 years on warranty. All new window blinds are on order and will be installed upon arrival. Improvements also includes 16 windows glass to be replaced. (on order).

Getting Around

39
WalkingCar-Dependent
0
TransitVery Limited Transit
45
BikeSomewhat Bikeable

Schools

7/10
Walton Middle SchoolGrades 6-80.5 mi
7/10
Walton High SchoolGrades 9-121.5 mi

Construction

Condition

  • Property condition: Construction Complete,Renovated
  • Year built: 1910

Materials

  • Foundation: Foundation Off Grade
  • Roof: Metal
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Victorian
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Water Heater
  • Laundry features: Washer/Dryer Hookup

Bathroom

  • Level: Second
  • Area: 42
  • Dimensions: 6 x 7

Bathroom

  • Level: First
  • Area: 70
  • Dimensions: 10 x 7

Bathroom

  • Level: First
  • Area: 64
  • Dimensions: 8 x 8

Bedroom

  • Level: First
  • Area: 196
  • Dimensions: 14 x 14

Bedroom

  • Level: Second
  • Area: 156
  • Dimensions: 12 x 13

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 4
  • Full bathrooms: 2
  • 1/2 bathrooms: 2

Breakfast Room

  • Level: First
  • Area: 80
  • Dimensions: 10 x 8

Den

  • Level: First
  • Area: 320
  • Dimensions: 16 x 20

Dining Room

  • Level: First
  • Area: 224
  • Dimensions: 16 x 14

Features

  • Vaulted Ceiling(s),Newly Painted,Pantry,Shelving
  • Window features: Window Treatments
  • Flooring: Laminate
  • Fireplace: Yes
  • Common walls with other units/homes: No Common Walls

Garage

  • Level: First

Heating & Cooling

  • Heating features: Heat Pump,Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,008
  • Total interior livable area: 2,008 sqft

Kitchen

  • Level: First
  • Area: 192
  • Dimensions: 16 x 12

Laundry

  • Level: First
  • Area: 70
  • Dimensions: 10 x 7

Living Room

  • Level: First
  • Area: 224
  • Dimensions: 14 x 16

Other

  • Level: First
  • Area: 144
  • Dimensions: 24 x 6

Other

  • Level: First
  • Area: 160
  • Dimensions: 20 x 8

Sun Room

  • Level: First
  • Area: 310
  • Dimensions: 31 x 10

Property

Accessibility

  • Accessibility features: Handicap Provisions

Details

  • Parcel number: 253N19190700005520
  • Zoning description: City, Historical, Resid Single Family

Features

  • Stories: 2
  • Exterior features: Lawn Pump,Sprinkler System
  • Fencing: Partial

Lot

  • Lot size: 0.50 Acres
  • Features: Aerials/Topo Availbl,Cleared,Corner Lot,Level,Survey Available,Within 1/2 Mile to Water
  • Lot size dimensions: 100.03' x 140' x 175' 60.85' x 75' x 80'

Parking

  • Total spaces: 4
  • Parking features: Garage Door Opener,Attached Carport,Detached,Oversized,RV Access/Parking
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 4
  • Carport: Yes
  • Carport spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Tornado
Tsunami

FEMA Declared Disasters in Walton County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,679$32,148
Home Insurance *$270$3,240
Property Taxes $617$7,404
Electricity $202$2,424
Total$3,768$45,216
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$129,188/yr
40% on housing$113,040/yr
45% on housing$100,480/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 16.1%
16.1%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 8.0%
8.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$264This listing

vs Other Active Listings

Avg $/sqft

ZIP 32435$160
Walton County$484

vs Homes Sold Last Month

Median $/sqft

ZIP 32435$175
Walton County$400

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2024-10-18Listed for sale$530,000
2024-06-05Listing removed--
2024-01-03Price change$399,500
2023-09-29Price change$430,000
2023-07-07Listed for sale$440,000
2023-05-19Listing removed$775,000
2023-01-07Price change$775,000
2022-09-30Listed for sale$877,000

For Sale by Agent

AgentEva J Mathews
BrokerageRealty West

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