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70 Camp Creek Rd N APT 3, Inlet Beach, FL, 32461

1beds
2baths
870sqft
$949,500
$1,091price/sqft
$6,035/moest. monthly cost
$241,400/yrincome needed

About This Home

Tucked along the shores of Camp Creek Lake, this fully renovated two-story one bedroom, one and a half bathroom home offers a thoughtfully designed living space in a truly unique coastal setting. Over $90k in proven rental income. This light-filled and cheery ''casita'' is nestled on a quiet street between Watersound and Alys Beach. This unique home also offers fast access to pristine, white-sand beaches. The main level features an open kitchen and living area filled with natural light, while the upstairs hosts a spacious bedroom and full bathroom. Enjoy tranquil lake views from the home and take advantage of direct access to the community dock--ideal for paddleboarding, fishing, or simply taking in the peaceful surroundings. With its rare lakefront location and convenient proximity to the best of 30A, this home presents a compelling opportunity for those seeking a coastal getaway or low-maintenance residence in a sought-after area.

Getting Around

7
WalkingCar-Dependent
0
TransitVery Limited Transit
42
BikeSomewhat Bikeable

Schools

10/10
Bay Elementary SchoolGrades K-53.5 mi
8/10
8/10
South Walton High SchoolGrades 9-129.4 mi

Construction

Condition

  • Property condition: Construction Complete
  • Year built: 1983

Materials

  • Roof: Metal

Type & Style

  • Home type: Townhouse
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Microwave,Refrigerator

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Cooling

  • Cooling features: Central Air

Dining Room

  • Level: First
  • Area: 232.56
  • Dimensions: 15.3 x 15.2

Dining Room

  • Level: First
  • Area: 152
  • Dimensions: 16 x 9.5

Interior Area

  • Total structure area: 870
  • Total interior livable area: 870 sqft

Kitchen

  • Level: First
  • Area: 81
  • Dimensions: 9 x 9

Master Bedroom

  • Level: Second
  • Area: 261.44
  • Dimensions: 17.2 x 15.2

Property

Details

  • Parcel number: 283S18160840000030
  • Zoning description: Resid Single Family, See Remarks

Features

  • Stories: 2
  • Has view: Yes
  • View description: Lake
  • Has water view: Yes
  • Water view: Lake
  • On waterfront: Yes
  • Waterfront features: Lake Front

Lot

  • Lot size: 4,356 sqft
  • Features: Cul-De-Sac,See Remarks

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningVery High
  • Tornado
    TornadoRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Tornado
Coastal Flooding
Cold Wave
Heat Wave
Inland Flooding
Tsunami

FEMA Declared Disasters in Walton County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,801$57,612
Home Insurance *$99$1,188
Property Taxes $938$11,256
Electricity $197$2,366
Total$6,035$72,420
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$206,914/yr
40% on housing$181,050/yr
45% on housing$160,933/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 16.1%
16.1%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 8.0%
8.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$1,091This listing

vs Other Active Listings

Avg $/sqft

ZIP 32461$732
Walton County$484

vs Homes Sold Last Month

Median $/sqft

ZIP 32461$589
Walton County$400

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-06-24Listed for sale$949,500
2018-07-10Sold$215,000

For Sale by Agent

AgentBlankenship Watkins Advisory Group
BrokerageChristies International Real Estate Emerald Coast

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