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16 Nimrod Cir, Niceville, FL, 32578

2beds
1baths
938sqft
$279,900
$298price/sqft
$1,993/moest. monthly cost
$79,720/yrincome needed

About This Home

LOCATION,LOCATION,LOCATION! Here's your amazing opportunity to own an adorable FL COTTAGE tucked away at the end of a quiet street, just minutes from Destin's white sand & turquoise waters! HIGH and Dry flood zone X! Not quite waterfront (just a stone's throw) but neither is the price tag! Downsizing? Retirement? Airbnb?? Fishing cabin?.. NO HOA! The possibilities are endless! Step outside your door and catch those tranquil vibes with the bay breeze and open GORGEOUS views overlooking the Choctawhatchee Bay. The seller's have made some beautiful updates and renovations inside and out. Roof replaced in 2021 water heater 2024, heated and cooled by mini splits. 50 amp RV hook up! Don't wait to own a piece of paradise at this price! ''As is'' conventional or cash Buyer to verify all info deemed important

Getting Around

4
WalkingCar-Dependent
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Schools

6/10
7/10
Freeport Middle SchoolGrades 5-814.1 mi
8/10
Freeport Senior High SchoolGrades 9-1218.1 mi

Construction

Condition

  • Property condition: Construction Complete
  • Year built: 1953

Type & Style

  • Home type: SingleFamily
  • Architectural style: Florida Cottage
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Microwave,Range Hood,Washer,Electric Water Heater
  • Laundry features: Washer/Dryer Hookup

Bathroom

  • Level: First
  • Area: 60
  • Dimensions: 6 x 10

Bedroom

  • Level: First
  • Area: 100
  • Dimensions: 10 x 10

Bedroom

  • Level: First
  • Area: 100
  • Dimensions: 10 x 10

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Cooling

  • Cooling features: Window Unit(s)

Family Room

  • Level: First
  • Area: 340
  • Dimensions: 20 x 17

Features

  • Flooring: Tile,Vinyl
  • Common walls with other units/homes: No Common Walls

Florida Room

  • Level: First
  • Area: 123.75
  • Dimensions: 16.5 x 7.5

Interior Area

  • Total structure area: 938
  • Total interior livable area: 938 sqft

Kitchen

  • Level: First
  • Area: 170
  • Dimensions: 10 x 17

Property

Details

  • Parcel number: 301S21411000050010
  • Zoning description: Resid Single Family

Features

  • Stories: 1
  • Exterior features: Outdoor Shower
  • Has view: Yes
  • View description: Bay
  • Has water view: Yes
  • Water view: Bay

Lot

  • Lot size: 3,049 sqft
  • Features: Corner Lot,Dead End,Level
  • Lot size dimensions: Appro x 50 x 60

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningVery High
  • Tornado
    TornadoRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Tornado
Coastal Flooding
Cold Wave
Heat Wave
Inland Flooding
Strong Wind
Wildfire
Tsunami

FEMA Declared Disasters in Walton County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,415$16,980
Home Insurance *$248$2,976
Property Taxes $133$1,596
Electricity $197$2,366
Total$1,993$23,916
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$68,331/yr
40% on housing$59,790/yr
45% on housing$53,146/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 16.1%
16.1%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 8.0%
8.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$298This listing

vs Other Active Listings

Avg $/sqft

ZIP 32578$260
Walton County$485

vs Homes Sold Last Month

Median $/sqft

ZIP 32578$245
Walton County$400

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-28Price change$279,900
2026-06-06Listed for sale$299,900
2025-09-26Listing removed$1,995
2025-09-07Listed for rent$1,995
2024-05-29Sold$153,000
2024-05-09Pending sale$153,000
2024-05-07Listed for sale$153,000
2021-01-20Sold$135,000
2021-01-09Pending sale$129,000
2021-01-03Listed for sale$129,000
2020-08-20Sold$75,000

For Sale by Agent

AgentStefanie L Jamgochian
BrokerageCoastal Villages Real Estate

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