515 Topsl Beach Blvd APT 103, Miramar Beach, FL, 32550
About This Home
Enjoy effortless beach living from this beautifully updated first-floor condo overlooking the beauty of Coffeen Nature Preserve. With easy access to both the beach and pool, you'll love skipping the elevators and being steps away from resort amenities. Take a short stroll to the beachfront pool, pavilion, and grill, or hop on the convenient air-conditioned tram for a relaxing ride to the sugar-white sand beaches. Located within TOPS'L Beach & Racquet Resort, one of the nation's premier beach and tennis destinations, residents enjoy 24-hour gated security, 12 lighted tennis courts, a state-of-the-art fitness center, indoor and outdoor pools, private beach access and a scenic 1.3-mile fitness. Since the owners purchased the condo in 2012, over $100,000 has been invested in renovations and improvements. The kitchen, bathrooms, flooring, furnishings, and décor have all been thoughtfully updated, creating a stylish and comfortable coastal retreat. The owners have continually refreshed the furniture and artwork, keeping the home current and inviting. One of the standout features is the spacious private deck, furnished with beautiful, high-quality outdoor furniture designed for durability and comfort. It's the perfect place to enjoy morning coffee, afternoon breezes, or unwind after a day at the beach while taking in the peaceful preserve views. Whether you're seeking a primary residence, vacation getaway, or investment property, this turnkey condo offers the perfect combination of luxury, convenience, and resort-style living. The building roof was replaced in 2025. Pool was resurfaced in 2022. The pool bathrooms were remodeled in 2024. There are plans to repaint the building in 2028.. SIRS is fully funded. No special assessments are planned at this time.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Construction Complete,Renovated
- Year built: 1997
Materials
- Construction materials: Concrete,Siding EIFS
Type & Style
- Home type: Condo
- Property subType: Condominium
Interior
Appliances
- Appliances included: Dishwasher,Disposal,Dryer,Microwave,Washer,Electric Water Heater
- Laundry features: Washer/Dryer Hookup
Bedroom
- Level: First
- Area: 144
- Dimensions: 12 x 12
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 2
Dining Room
- Level: First
- Area: 336
- Dimensions: 21 x 16
Features
- Breakfast Bar,Recessed Lighting,Owner's Closet,Walls Mirrored
- Window features: Double Pane Windows,Window Treatments
- Flooring: Tile
Heating & Cooling
- Heating features: Central
- Cooling features: Central Air,Ceiling Fan(s)
Interior Area
- Total structure area: 1,141
- Total interior livable area: 1,141 sqft
Kitchen
- Level: First
- Area: 54
- Dimensions: 9 x 6
Master Bedroom
- Level: First
- Area: 192
- Dimensions: 16 x 12
Property
Details
- Parcel number: 352S21421500000103
Features
- Patio & porch: Patio
- Exterior features: Balcony
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hurricane
- Lightning
- Tornado
- Coastal Flooding
- Inland Flooding
- Strong Wind
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Walton County and Florida
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,523 | $30,276 |
| Home Insurance * | $636 | $7,632 |
| Property Taxes | $384 | $4,608 |
| Electricity | $197 | $2,366 |
| Total | $3,740 | $44,880 |
Income You'd Need if You Spent...
Florida FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-06-26 | Listed for sale | $499,000 |
| 2014-05-09 | Sold | $204,000 |
| 2013-11-21 | Listed for sale | $234,900 |
| 2012-03-17 | Listing removed | $179,000 |
| 2012-02-22 | Price change | $179,000 |
| 2011-09-23 | Listed for sale | $185,000 |
| 2004-07-22 | Sold | $304,900 |
| 2000-12-29 | Sold | $167,000 |
View on Zillow