265 Howell Bluff Rd, Ponce De Leon, FL, 32455
About This Home
Come take a look at the move in ready home. This home is located just minutes away from the Choctawhachee River and Boat Launch. This home has been recently updated with a new paint inside and out, new wood for the deck/porch, Gravel for 2 parking areas, Insulation in the attic and the roof is only 4 years old. Owner just installed a private well for this home also in July 2024! This is a very quiet location and only minutes from Panama City or Freeport. The lot is big with plenty of room for growth or room for your water toys! Come take a look at this beauty!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Construction Complete
- Year built: 1991
Materials
- Foundation: Raised
- Roof: Metal
- Construction materials: Frame,Trim Wood
Type & Style
- Home type: SingleFamily
- Architectural style: Beach House
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Dryer,Microwave,Refrigerator,Washer
Bedroom
- Level: First
- Area: 120
- Dimensions: 10 x 12
Bedroom
- Level: First
- Area: 120
- Dimensions: 10 x 12
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 1
- Full bathrooms: 1
Features
- Kitchen Island
- Window features: Window Treatments
- Flooring: Hardwood,Laminate,Vinyl
- Fireplace: Yes
- Common walls with other units/homes: No Common Walls
Heating & Cooling
- Heating features: Central,Wood Stove
- Cooling features: Central Air,Ceiling Fan(s)
Interior Area
- Total structure area: 864
- Total interior livable area: 864 sqft
Kitchen
- Level: First
- Area: 192
- Dimensions: 16 x 12
Living Room
- Level: First
- Area: 312
- Dimensions: 26 x 12
Property
Details
- Parcel number: 361N17040300000170
- Zoning description: Resid Single Family
Features
- Stories: 1
- Patio & porch: Deck
Lot
- Lot size: 0.45 Acres
- Features: Irregular Lot,Within 1/2 Mile to Water,Wooded
- Lot size dimensions: 461.6 x 465.6 x 68.47 appro x .
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hurricane
- Lightning
- Tornado
- Coastal Flooding
- Cold Wave
- Heat Wave
- Inland Flooding
- Wildfire
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Walton County and Florida
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $934 | $11,208 |
| Home Insurance * | $75 | $900 |
| Property Taxes | $166 | $1,992 |
| Electricity | $197 | $2,366 |
| Total | $1,372 | $16,464 |
Income You'd Need if You Spent...
Florida FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2025-12-08 | Listed for sale | $184,900 |
| 2025-11-28 | Pending sale | $184,900 |
| 2025-11-27 | Listed for sale | $184,900 |
| 2025-10-06 | Listing removed | $184,900 |
| 2025-08-07 | Price change | $184,900 |
| 2025-03-25 | Listed for sale | $185,000 |
| 2024-09-20 | Listing removed | $265,000 |
| 2024-08-13 | Listed for sale | $265,000 |
| 2004-06-02 | Sold | $67,500 |
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