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10307 Ridge Top Loop, Weeki Wachee, FL, 34613

4beds
3baths
2,513sqft
$469,900
$187price/sqft
$3,427/moest. monthly cost
$137,080/yrincome needed

About This Home

Within the domain of real estate, few properties can rival the appeal and functionality of a home featuring four bedrooms, three bathrooms and a three-car garage positioned on a half-acre lot. Three of the bedrooms are connected, making the middle room perfect for a flex room. Great for a play room, study area or whatever the family desires. This combination not only addresses contemporary family requirements, but it also enhances lifestyle convenience. The spaciousness provided by this arrangement allows for accommodating families or individuals who value space for guests or hobbies. Moreover, the existence of an in-ground heated screened pool transforms the backyard into an oasis that encourages leisure and entertainment throughout the year. One of the prominent characteristics of such a property is its expansive kitchen, which is equipped with ample counter and cabinet space, alongside modern appliances. This culinary haven is crucial for families who enjoy cooking together or hosting guests. A well-designed kitchen serves as the heart of any home, fostering creativity in meal preparation as well as social interaction among family members. Although residents can enjoy efficiency without sacrificing style, the abundance of storage options and high-quality appliances remains essential. The incorporation of dedicated dining and family rooms significantly enhances this home's allure. These areas are crucial to everyday living; they serve as venues for communal meals during holidays or reunions, as well as for cozy nights spent together watching films or engaging in games. The meticulous design ensures that each space harmonizes with the others, while still preserving unique functions within the home's overall architecture. However, with these shared areas crafted for comfort and connection, homeowners can forge enduring memories with their loved ones. Equally remarkable is the master bedroom suite, which boasts a walk-through shower intended for two people, alongside a lavish central soaking tub. This suite signifies more than merely a sleeping area; it provides a secluded refuge where relaxation intertwines with luxury. Such amenities foster self-care routines that are vital in today's fast-paced society. The capacity to relax in one's own spa-like retreat adds substantial worth to everyday living experiences. The outdoor features significantly enhance the desirability of this property, particularly the lanai and paver patio, which is equipped with a fire pit. These outdoor living spaces extend functional areas beyond traditional walls, providing opportunities for alfresco dining or evening gatherings around a warm fire. Such amenities encourage homeowners to embrace outdoor lifestyles, whether it be hosting summer barbecues or enjoying quiet nights beneath starlit skies. In conclusion, investing in a home characterized by four bedrooms, three baths and extensive garage space on half an acre--with additional luxuries like an in-ground heated screened pool--offers unparalleled lifestyle advantages that cater to both practicality and pleasure. Families seeking comfort will find solace in spacious interiors, while also appreciating thoughtful features designed for modern living. As prospective buyers evaluate their options within today's market landscape, which is filled with diverse offerings, those considering such properties will undoubtedly recognize their inherent value as investments, not only financially but emotionally as well.

Getting Around

6
WalkingCar-Dependent
0
TransitVery Limited Transit
17
BikeSomewhat Bikeable

Schools

5/10
Winding Waters K-8Grades PK-83.2 mi
3/10
Weeki Wachee High SchoolGrades 9-122.9 mi

Construction

Condition

  • Year built: 2001

Materials

  • Roof: Shingle
  • Construction materials: Block,Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Electric Oven,Electric Range,Electric Water Heater,Microwave
  • Laundry features: Electric Dryer Hookup,Washer Hookup

Bedroom2

  • Level: Main
  • Area: 120
  • Dimensions: 10x12

Bedroom3

  • Level: Main
  • Area: 132
  • Dimensions: 11x12

Bedroom4

  • Level: Main
  • Area: 132
  • Dimensions: 11x12

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Dining Room

  • Level: Main
  • Area: 120
  • Dimensions: 10x12

Family Room

  • Level: Main
  • Area: 304
  • Dimensions: 16x19

Features

  • Breakfast Bar,Breakfast Nook,Ceiling Fan(s),Double Vanity,Open Floorplan,Primary Bathroom -Tub with Separate Shower,Split Bedrooms,Vaulted Ceiling(s),Walk-In Closet(s),Split Plan
  • Flooring: Laminate,Tile

Heating & Cooling

  • Heating features: Central,Electric,Heat Pump
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,513
  • Total interior livable area: 2,513 sqft

Kitchen

  • Level: Main
  • Area: 187
  • Dimensions: 11x17

Laundry

  • Level: Main
  • Area: 66
  • Dimensions: 6x11

Living Room

  • Level: Main
  • Area: 192
  • Dimensions: 12x16

Master Bathroom

  • Level: Main
  • Area: 182
  • Dimensions: 13x14

Master Bedroom

  • Level: Main
  • Area: 312
  • Dimensions: 12x26

Property

Details

  • Parcel number: R2422217432300000340
  • Zoning: PDP
  • Zoning description: PUD
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Private pool: Yes
  • Pool features: Heated,In Ground,Screen Enclosure
  • Patio & porch: Patio
  • Has view: Yes
  • View description: Pool

Lot

  • Lot size: 0.50 Acres
  • Features: Few Trees,Other

Parking

  • Total spaces: 3
  • Parking features: Attached,Garage,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Tornado
Inland Flooding
Strong Wind
Wildfire
Tsunami

FEMA Declared Disasters in Hernando County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,376$28,512
Home Insurance *$240$2,880
Property Taxes $559$6,708
Electricity $252$3,034
Total$3,427$41,124
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$117,497/yr
40% on housing$102,810/yr
45% on housing$91,386/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.9%
11.9%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 4.1%
4.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$187This listing

vs Other Active Listings

Avg $/sqft

ZIP 34613$174
Hernando County$169

vs Homes Sold Last Month

Median $/sqft

ZIP 34613$174
Hernando County$182

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-24Price change$469,900
2025-12-02Price change$474,900
2025-07-25Price change$489,900
2025-04-15Price change$499,900
2025-03-10Price change$517,000
2025-02-28Price change$522,500
2025-02-20Price change$522,000
2024-12-06Listed for sale$527,000
2022-02-22Sold$472,000
2022-01-19Pending sale$474,000
2022-01-07Price change$474,000
2021-12-16Listed for sale$480,000
2021-12-07Pending sale$480,000
2021-12-07Contingent$480,000
2021-12-05Listed for sale$480,000
2021-12-05Pending sale$480,000
2021-12-05Price change$480,000
2021-10-30Price change$489,999
2021-10-26Price change$509,999
2021-10-23Price change$539,900
2021-10-19Price change$549,900
2021-10-13Listed for sale$550,000
2018-02-26Sold$283,000
2018-01-29Pending sale$287,000
2017-11-27Listed for sale$287,000
2005-06-02Sold$401,900
2000-04-11Sold$28,500

For Sale by Agent

AgentMichael J Pannone
BrokerageNorth South Realty

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