2177 Ruby Ln, Overgaard, AZ, 85933
About This Home
Spacious single-wide manufactured home nestled among the tall ponderosa pines in a quiet Overgaard neighborhood. At 1,120 square feet with 3 bedrooms and 2 baths, this single-level home lives large, with an open living and dining area, a vaulted ceiling, ceiling fans, and a pass-through breakfast bar connecting to the kitchen. The kitchen offers generous cabinet space, a window over the sink framing the pines, and included range, dishwasher, and refrigerator. Clean and move-in ready, the home is comfortable as-is while leaving room to add your own touches over time. Step outside to a large deck for relaxing under the trees, plus a covered entry landing. The fully fenced lot sits on a treed 0.23-acre parcel with a metal roof and fresh skirting, and the surrounding national forest puts hiking and exploring right at your doorstep. Heber-Overgaard schools, electric service, and metered water round out the essentials. Whether you're after an affordable full-time residence, a mountain getaway, or an investment in one of Arizona's most sought-after high-country communities, this property delivers value and room to grow. Seller is a licensed real estate agent in Arizona.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1988
Materials
- Roof: Metal,Pitched
Type & Style
- Home type: MobileManufactured
- Property subType: Manufactured Home
Interior
Appliances
- Laundry features: Utility Room
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
Features
- Soaking Tub,Full Bath,Kitchen/Dining Room Combo
- Window features: Blinds,Screens
- Flooring: Carpet,Laminate
Heating
- Heating features: Electric,Forced Air
Interior Area
- Total structure area: 1,120
- Total interior livable area: 1,120 sqft
Property
Details
- Parcel number: 20625078C
Features
- Fencing: Privacy
Lot
- Lot size: 10,018 sqft
- Features: Wooded,Tall Pines On Lot
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Lightning
- Wildfire
- Winter Weather
- Cold Wave
- Inland Flooding
How This Home’s Risks Compare
FEMA Declared Disasters in Navajo County and Arizona
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $955 | $11,460 |
| Home Insurance | $53 | $636 |
| Property Taxes | $61 | $732 |
| Electricity | $216 | $2,603 |
| Total | $1,285 | $15,420 |
Income You'd Need if You Spent...
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-06-26 | Listed for sale | $189,000 |
| 2025-09-06 | Listing removed | $1,450 |
| 2025-08-10 | Listed for rent | $1,450 |
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