3170 W Monroe St APT 112, Waukegan, IL, 60085
About This Home
Welcome to this charming 1-bedroom, 1-bath first-floor condo in the desirable Onan Suites, offering comfortable, low-maintenance living at an affordable price. Step inside to a bright and inviting interior featuring warm wood-look flooring, neutral finishes, and an open-concept living and dining area that's perfect for everyday living. The kitchen offers rich cabinetry, stainless steel appliances, and plenty of cabinet and counter space. The spacious bedroom provides a peaceful retreat, while the thoughtfully designed layout makes the most of every square foot. You'll also appreciate the convenience of first-floor living, including a first-floor laundry room and your own private first-floor storage closet, making daily life even easier. Whether you're a first-time homebuyer, downsizing, or looking for an affordable place to call home, this condo checks all the boxes. Conveniently located near major commuter routes, you'll enjoy easy access to everything you need. Per HOA regulations, no rentals, no pets and no smoking are permitted within the unit. If you've been searching for a place to call home under 100k, well-maintained home with exceptional convenience, this is one you won't want to miss. Schedule your private showing today!
Getting Around
Car-Dependent
Some Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1994
Materials
- Construction materials: Vinyl Siding
Notable Dates
- Major remodel year: 2018
Type & Style
- Home type: Condo
- Property subType: Condominium,Single Family Residence
Interior
Basement
- Basement: None
Bedrooms & Bathrooms
- Bedrooms: 1
- Bathrooms: 1
- Full bathrooms: 1
Dining Room
- Level: Main
- Dimensions: COMBO
Heating & Cooling
- Heating features: Electric
- Cooling features: Wall Unit(s)
Interior Area
- Total structure area: 0
- Total interior livable area: 450 sqft
Kitchen
- Level: Main
- Area: 60
- Dimensions: 10X6
Living Room
- Features: Flooring (Wood Laminate)
- Level: Main
- Area: 180
- Dimensions: 18X10
Master Bedroom
- Level: Main
- Area: 192
- Dimensions: 16X12
Property
Accessibility
- Accessibility features: No Disability Access
Details
- Parcel number: 08191000580000
- Special condition: None
Parking
- Total spaces: 1
- Parking features: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Strong Wind
- Tornado
- Lightning
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters Across Illinois Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $475 | $5,700 |
| Home Insurance * | $59 | $708 |
| Property Taxes | $177 | $2,124 |
| Electricity | $130 | $1,569 |
| Total | $841 | $10,092 |
Income You'd Need if You Spent...
Illinois FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-07 | Listing removed | $94,000 |
| 2026-07-11 | Listed for sale | $94,000 |
| 2018-11-07 | Sold | $46,000 |
| 2018-09-11 | Pending sale | $48,700 |
| 2018-09-07 | Listed for sale | $48,700 |
| 2015-12-08 | Sold | $21,500 |
| 2015-10-07 | Listed for sale | $25,000 |
| 2013-12-09 | Sold | $18,501 |
| 2006-07-24 | Sold | $62,000 |
| 2004-04-21 | Sold | $61,000 |
| 2003-05-15 | Sold | $55,500 |
| 2000-06-26 | Sold | $41,000 |
| 1995-03-31 | Sold | $37,000 |
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