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121 W Mount Vernon St, Smyrna, DE, 19977

3beds
2baths
1,472sqft
$279,900
$190price/sqft
$1,845/moest. monthly cost
$73,800/yrincome needed

About This Home

Charming 2 story home in the heart of Smyrna. Move in Ready renovated New LVP flooring, Granite Countertop Stainless Steel Appliances, Carpeting upper level and more. Featuring: 3 bedrooms, 1.5 bath, living room, kitchen with oversized countertop to sit at with pop up charging ports in addition to dining area, basement, front porch, side walkway to yard. Conveniently located near schools, dining, shops, post office and more. Small town living with ability to walk to many places. Close to rt 13 and rt 1 easy access to many major roads. ***Seller in process of adding half bath to 1st floor**

Getting Around

75
WalkingVery Walkable
0
TransitVery Limited Transit
48
BikeSomewhat Bikeable

Schools

6/10
4/10
Smyrna Middle SchoolGrades 7-80.8 mi
7/10
Smyrna High SchoolGrades 9-121.0 mi

Construction

Condition

  • Property condition: Very Good
  • Year built: 1900

Materials

  • Foundation: Stone
  • Roof: Shingle
  • Construction materials: Brick,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Self Cleaning Oven,Stainless Steel Appliance(s),Electric Water Heater
  • Laundry features: Hookup,Main Level

Basement

  • Has basement: Yes
  • Basement: Connecting Stairway,Unfinished,Concrete

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Dining Room

  • Level: Main

Features

  • Ceiling Fan(s),Family Room Off Kitchen,Kitchen Island
  • Window features: Double Hung,Energy Efficient
  • Flooring: Luxury Vinyl
  • Finished area below ground: 0
  • Finished area above ground: 1,472

Heating & Cooling

  • Heating features: Heat Pump,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 1,472
  • Total interior livable area: 1,472 sqft

Kitchen

  • Level: Main

Living Room

  • Level: Main

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: DC1701017022300000
  • Attached to another structure: Yes
  • Zoning: R3
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Patio & porch: Deck
  • Has view: Yes
  • View description: Street,Trees/Woods

Lot

  • Lot size: 4,661 sqft
  • Features: SideYard(s)
  • Lot size dimensions: 26.00 x 180.22

Parking

  • Parking features: On Street
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Winter Weather
Hurricane
Heat Wave
Inland Flooding
Lightning
Tsunami

FEMA Declared Disasters Across Delaware Counties

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,415$16,980
Home Insurance *$85$1,020
Property Taxes $94$1,128
Electricity $251$3,021
Total$1,845$22,140
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$63,257/yr
40% on housing$55,350/yr
45% on housing$49,200/yr

Delaware FAIR Plan Programs

Insurance Placement Facility of Delaware

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,170Commercial: 57
Total Premiums$607,000
Total Exposure$249.53M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.2%
8.2%
0%30.0%
Electricity Growth Rate10-year average: 8.7%
8.7%
0%15.0%
Property Taxes Growth Rate2-year average: -0.7%
-0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$190This listing

vs Other Active Listings

Avg $/sqft

ZIP 19977$159
Kent County$162

vs Homes Sold Last Month

Median $/sqft

ZIP 19977$200
Kent County$191

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-01-12Price change$269,500
2025-10-27Listed for sale$269,900
2021-10-04Sold$80,000
2021-04-20Sold$63,000
2020-08-18Sold$6,490,000
2020-07-07Pending sale$64,900
2020-06-17Listed for sale$64,900

For Sale by Agent

AgentDiane Scuderi
BrokerageEmpower Real Estate, LLC

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