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109 Apple Grove School Rd, Camden Wyoming, DE, 19934

5beds
2baths
4,146sqft
$900,000
$217price/sqft
$5,625/moest. monthly cost
$225,000/yrincome needed

About This Home

Discover this rare 7-acre farm and residential property at 109 Apple Grove School Rd, Camden, DE, offering a quiet country retreat with two separate homes and extensive equestrian facilities. The Amish-built main farmhouse features true main-level living with a spacious bedroom and hall bathroom, alongside a large kitchen boasting a gas stove and custom Amish cabinets. The main floor showcases hardwood floors, a mudroom entry, and a sunroom with linoleum. The family room includes a fireplace that currently has a propane insert, offering the flexibility to be converted back to a traditional wood-burning fireplace or install your choice of insert. Upstairs, find four spacious bedrooms, a full bath with Corian counters, an extra flex/sewing room, and an unfinished walk-up attic. The home also includes an unfinished walk-out basement and is finished with front and back composite sitting decks. The basement also has a boiler fireplace that is used to heat the home. The property utilizes coal heat, and the seller will install electric heat if desired, supported by Messina HVAC (note: Central AC is not currently present). The second dwelling (ADU) provides a separate living space with one bedroom, one full bath, an open-concept living area, and an attached two-car garage. Equestrian amenities include a 24x36 barn with three box stalls and a tie stall, plus two separate fenced pastures and an outside freeze hydrant. Ample storage is provided by three sheds, including two measuring 20x20. Located near the town of Camden and the capital city of Dover, you enjoy easy access to dining, shopping, and healthcare, with Delaware's beaches just a short drive away. This property is perfect for multi-generational living or an income-producing opportunity.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
29
BikeSomewhat Bikeable

Schools

3/10
6/10
Caesar Rodney High SchoolGrades 9-123.1 mi

Construction

Condition

  • Year built: 2004

Materials

  • Foundation: Stone
  • Construction materials: Vinyl Siding,Stone

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Farm

Interior

Appliances

  • Appliances included: Oven/Range - Electric,Refrigerator,Water Heater

Basement

  • Has basement: Yes
  • Basement: Unfinished

Bathroom1

  • Level: Main

Bathroom2

  • Level: Upper

Bedroom1

  • Level: Main

Bedroom2

  • Level: Upper

Bedroom3

  • Level: Upper

Bedroom4

  • Level: Upper

Bedroom5

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Dining Room

  • Level: Main

Family Room

  • Level: Main

Features

  • Door features: Storm Door(s)
  • Window features: Screens,Storm Window(s),Window Treatments
  • Number of fireplaces: 2
  • Fireplace features: Wood Burning
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 4,146

Foyer

  • Level: Main

Heating & Cooling

  • Heating features: Wood Stove,Wood,Coal
  • Cooling features: None

Interior Area

  • Total structure area: 4,146
  • Total interior livable area: 4,146 sqft

Kitchen

  • Features: Breakfast Nook,Flooring - Heated
  • Level: Main

Living Room

  • Level: Main

Recreation Room

  • Level: Upper

Storage Room

  • Level: Main

Utility Room

  • Level: Main

Property

Accessibility

  • Accessibility features: 2+ Access Exits

Details

  • Parcel number: WD0009300011701000
  • Zoning: AC
  • Special condition: Standard
  • Exclusions: Dog Kennels,A Few Cabinets Will Be Removed In Storage Building Along With Appliances And Woodstove.

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Patio & porch: Porch
  • Fencing: Wood
  • Horses can be raised: Yes

Lot

  • Lot size: 7 Acres
  • Lot size dimensions: 1.00 x 0.00

Parking

  • Total spaces: 8
  • Parking features: Driveway
  • Has uncovered spaces: Yes
  • Uncovered spaces: 8

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Drought
    DroughtModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Winter Weather
Drought
Hurricane
Heat Wave
Lightning
Tsunami

FEMA Declared Disasters Across Delaware Counties

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,550$54,600
Home Insurance *$332$3,984
Property Taxes $285$3,420
Electricity $458$5,502
Total$5,625$67,500
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$192,857/yr
40% on housing$168,750/yr
45% on housing$150,000/yr

Delaware FAIR Plan Programs

Insurance Placement Facility of Delaware

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,170Commercial: 57
Total Premiums$607,000
Total Exposure$249.53M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.2%
8.2%
0%30.0%
Electricity Growth Rate10-year average: 8.7%
8.7%
0%15.0%
Property Taxes Growth Rate2-year average: -0.7%
-0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$217This listing

vs Other Active Listings

Avg $/sqft

ZIP 19934$164
Kent County$162

vs Homes Sold Last Month

Median $/sqft

ZIP 19934$188
Kent County$191

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-10-28Listed for sale$900,000

For Sale by Agent

AgentTracey Vega
BrokerageKeller Williams Realty Central-Delaware

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