97 S Big Stone Beach Dr, Milford, DE, 19963
About This Home
Welcome to 97 S Big Stone Beach Drive — a practically brand-new beachfront retreat on the Delaware Bay. Built in 2024 by a reputable local builder, this stunning custom home offers the rare opportunity to own true waterfront property on Big Stone Beach. Perfectly suited as a full-time residence, vacation getaway, or income-producing investment, this home is already performing successfully as a short-term rental. Whether you’re looking to relax or generate income, this property delivers both lifestyle and opportunity. Wake up to breathtaking, unobstructed views of the Delaware Bay from nearly every window. Enjoy spectacular sunrises over the water and serene sunsets that make every day feel like a retreat. Step outside and experience direct beachfront living with approximately 2.5 miles of quiet, natural shoreline to walk, explore, and unwind. Inside, the home is thoughtfully designed with both style and function in mind. The spacious kitchen is a true centerpiece, featuring abundant storage with soft-close cabinets and drawers, a double oven, and a layout ideal for entertaining or hosting guests. Upgraded Andersen windows flood the home with natural light while maximizing those incredible water views. Durable and stylish LVP flooring runs throughout the home — completely carpet-free for easy maintenance and modern appeal. Built for efficiency and peace of mind, the home includes a brand-new septic system installed in 2024. Outdoor living is just as impressive, with low-maintenance Trex decking and a screened-in porch perfect for enjoying the coastal breeze, dining outdoors, or simply relaxing in the peaceful surroundings. Nestled off the beaten path, Big Stone Beach offers a unique blend of privacy, tranquility, and natural beauty. The area is rich with wildlife and coastal charm, creating the perfect setting for those looking to escape the hustle while still being within reach of nearby amenities. With parking for up to six vehicles, there is plenty of space for family, friends, and guests. Additional highlights include low annual property taxes (under $1,700), making this an attractive option for both homeowners and investors alike. Beachfront properties like this — especially newer construction, custom-built, and with proven rental income — are incredibly rare. Don’t miss your chance to own a slice of Delaware Bay paradise.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Excellent
- Year built: 2024
Materials
- Foundation: Pilings
- Construction materials: Stick Built
Type & Style
- Home type: SingleFamily
- Architectural style: Cape Cod
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Exhaust Fan,Double Oven,Oven/Range - Electric,Refrigerator,Water Heater,Water Conditioner - Owned,Electric Water Heater
Basement
- Area: 0
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 1
- 1/2 bathrooms: 1
- Main level bathrooms: 1
Features
- Ceiling Fan(s),Open Floorplan
- Flooring: Luxury Vinyl
- Finished area below ground: 0
- Finished area above ground: 1,304
Heating & Cooling
- Heating features: Heat Pump,Electric
- Cooling features: Central Air,Electric
Interior Area
- Total structure area: 1,304
- Total interior livable area: 1,304 sqft
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: MD0014400010711000
- Zoning: AR
- Special condition: Standard
- Exclusions: Decorations On Wall And Decor In And Out Of The Home. Tv And Tv Stand In Living Room
Features
- Levels: Two
- Stories: 2
- Pool features: None
- Exterior features: Private Beach
- Has view: Yes
- View description: Bay
- Has water view: Yes
- Water view: Bay
- On waterfront: Yes
- Waterfront features: Sandy Beach,Bayfront,Canoe/Kayak,Fishing Allowed,Private Access,Bay
- Waterbody name: Delaware Bay
- Frontage length: Water Frontage Ft: 77
Lot
- Lot size: 0.28 Acres
- Lot size dimensions: 0.28 x 0.00
Parking
- Total spaces: 6
- Parking features: Private,Off Street
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Coastal Flooding
- Cold Wave
- Winter Weather
- Drought
- Hail
- Hurricane
- Heat Wave
- Inland Flooding
- Lightning
- Strong Wind
How This Home’s Risks Compare
FEMA Declared Disasters Across Delaware Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $4,040 | $48,480 |
| Home Insurance * | $301 | $3,612 |
| Property Taxes | $228 | $2,736 |
| Electricity | $251 | $3,021 |
| Total | $4,820 | $57,840 |
Income You'd Need if You Spent...
Delaware FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-03-31 | Listed for sale | $799,000 |
| 2020-09-23 | Sold | $130,000 |
| 2020-08-17 | Pending sale | $189,000 |
| 2020-05-30 | Price change | $189,000 |
| 2020-05-24 | Pending sale | $235,000 |
| 2020-01-30 | Listed for sale | $235,000 |
| 2014-06-10 | Sold | $60,000 |
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