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316 W Commerce St, Smyrna, DE, 19977

4beds
2baths
2,602sqft
$322,000
$124price/sqft
$2,119/moest. monthly cost
$84,760/yrincome needed

About This Home

MUST SEE INSIDE PHOTOS! Imagine 316 W Commerce St, arranged for everyday practicality with a highly functional layout. The kitchen contains all stainless steel appliances and includes an island, supporting meal preparation activities. The exterior includes a fenced in backyard, providing defined outdoor space. This home provides contemporary functionality with appealing outdoor space.. Included 100-Day Home Warranty with buyer activation

Getting Around

71
WalkingVery Walkable
0
TransitVery Limited Transit
45
BikeSomewhat Bikeable

Schools

7/10
Smyrna Elementary SchoolGrades K-30.2 mi
5/10
Smyrna Middle SchoolGrades 7-80.8 mi
7/10
Smyrna High SchoolGrades 9-120.9 mi

Construction

Condition

  • Year built: 1880

Materials

  • Foundation: Slab
  • Construction materials: Vinyl Siding,Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Water Heater

Basement

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Features

  • Finished area below ground: 0
  • Finished area above ground: 2,602

Heating & Cooling

  • Heating features: Central,Natural Gas
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 2,602
  • Total interior livable area: 2,602 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: DC1701017032800000
  • Zoning: DR
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None

Lot

  • Lot size: 4,879 sqft
  • Lot size dimensions: 31.00 x 155.00

Parking

  • Parking features: None

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Winter Weather
Hurricane
Heat Wave
Inland Flooding
Lightning
Tsunami

FEMA Declared Disasters Across Delaware Counties

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,628$19,536
Home Insurance *$98$1,176
Property Taxes $106$1,272
Electricity $287$3,453
Total$2,119$25,428
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$72,651/yr
40% on housing$63,570/yr
45% on housing$56,506/yr

Delaware FAIR Plan Programs

Insurance Placement Facility of Delaware

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,170Commercial: 57
Total Premiums$607,000
Total Exposure$249.53M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.2%
8.2%
0%30.0%
Electricity Growth Rate10-year average: 8.7%
8.7%
0%15.0%
Property Taxes Growth Rate2-year average: -0.7%
-0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$124This listing

vs Other Active Listings

Avg $/sqft

ZIP 19977$159
Kent County$162

vs Homes Sold Last Month

Median $/sqft

ZIP 19977$200
Kent County$191

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-11Pending sale$322,000
2026-07-09Price change$322,000
2026-05-27Listed for sale$325,000
2026-05-05Sold$325,000
2021-03-01Sold$250,000
2021-02-11Pending sale$259,900
2021-01-13Listing removed--
2020-12-29Price change$249,000
2020-12-08Listed for sale$249,900
2020-11-15Pending sale$249,900
2020-11-05Price change$249,900
2020-10-29Price change$264,900
2020-10-16Listed for sale$269,900
2019-08-01Sold$35,000

For Sale by Agent

AgentDaniel Beirne
BrokerageOpen Door Brokerage, LLC

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