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122 S Bradford St, Dover, DE, 19904

2beds
2baths
988sqft
$185,000
$187price/sqft
$1,336/moest. monthly cost
$53,440/yrincome needed

About This Home

Delightful little converted barn located off of Bradford Street. Screened porch, carport, two bedrooms upstairs, living, dining, utility rooms and kitchen downstairs. All public utilities. A bath and a half. Quiet and charming.

Getting Around

81
WalkingVery Walkable
42
TransitSome Transit
55
BikeBikeable

Schools

--
Central Middle SchoolGrades 7-80.4 mi
--
Dover High SchoolGrades 9-122.5 mi

Construction

Condition

  • Year built: 1860

Materials

  • Foundation: Block
  • Roof: Shingle
  • Construction materials: Cedar

Type & Style

  • Home type: SingleFamily
  • Architectural style: Converted Barn
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Water Heater

Bathroom1

  • Level: Upper

Bathroom2

  • Level: Main

Bedroom1

  • Level: Upper

Bedroom2

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Dining Room

  • Level: Main

Features

  • Finished area below ground: 0
  • Finished area above ground: 988

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 988
  • Total interior livable area: 988 sqft

Kitchen

  • Level: Main

Living Room

  • Level: Main

Utility Room

  • Level: Main

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: ED0507709022000000
  • Zoning: C-2
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Has view: Yes
  • View description: Street

Lot

  • Lot size: 1,612 sqft
  • Features: Urban
  • Lot size dimensions: 49.50 x 33.00

Parking

  • Total spaces: 2
  • Parking features: Parking Lot

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hurricane
    HurricaneModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Winter Weather
Hurricane
Strong Wind
Tsunami

FEMA Declared Disasters Across Delaware Counties

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $935$11,220
Home Insurance *$63$756
Property Taxes $87$1,044
Electricity $251$3,021
Total$1,336$16,032
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$45,805/yr
40% on housing$40,080/yr
45% on housing$35,626/yr

Delaware FAIR Plan Programs

Insurance Placement Facility of Delaware

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,170Commercial: 57
Total Premiums$607,000
Total Exposure$249.53M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.2%
8.2%
0%30.0%
Electricity Growth Rate10-year average: 8.7%
8.7%
0%15.0%
Property Taxes Growth Rate2-year average: -0.7%
-0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$187This listing

vs Other Active Listings

Avg $/sqft

ZIP 19904$164
Kent County$163

vs Homes Sold Last Month

Median $/sqft

ZIP 19904$181
Kent County$191

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-01-08Listed for sale$185,000
2025-08-22Listing removed$185,000
2025-07-05Listed for sale$185,000
1983-04-01Sold$10,000

For Sale by Agent

AgentPhil McGinnis
BrokerageMcGinnis Commercial Real Estate

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