See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

58 Hubbard Ave, Frederica, DE, 19946

1beds
1baths
273sqft
$320,000
$1,172price/sqft
$2,088/moest. monthly cost
$83,520/yrincome needed

About This Home

Commercial 3 lot Property in the town limits of Bowers Beach. Strong Rental History with excellent location. There is a Tiny Home on 58 Hubbard Ave. It can be a great investment property or a starter home. 70 Hubbard Ave. has a foundation slab with water connection and septic for a trailer. Lot adjoining both properties along the back adds extra area for backyard recreation. All Three lots are included in the purchase.

Getting Around

12
WalkingCar-Dependent
0
TransitVery Limited Transit
31
BikeSomewhat Bikeable

Schools

3/10
5/10
Lake Forest High SchoolGrades 9-129.6 mi

Construction

Condition

  • Year built: 1960

Materials

  • Foundation: Block
  • Construction materials: Vinyl Siding,Stick Built

Type & Style

  • Home type: SingleFamily
  • Architectural style: A-Frame
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Water Heater

Basement

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Features

  • Finished area below ground: 0
  • Finished area above ground: 273

Heating & Cooling

  • Heating features: Forced Air,Propane
  • Cooling features: Wall Unit(s),Electric

Interior Area

  • Total structure area: 273
  • Total interior livable area: 273 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: SM0111517011200000
  • Zoning: NA
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Pool features: None

Lot

  • Lot size: 2,657 sqft
  • Features: Additional Lot(s)
  • Lot size dimensions: 70.00 x 39.00

Parking

  • Parking features: Driveway,Off Street
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingVery High
  • Cold Wave
    Cold WaveRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Drought
    DroughtModerate
  • Hail
    HailModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Coastal Flooding
Cold Wave
Winter Weather
Drought
Hail
Hurricane
Heat Wave
Inland Flooding
Lightning
Strong Wind

FEMA Declared Disasters Across Delaware Counties

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,618$19,416
Home Insurance *$128$1,536
Property Taxes $91$1,092
Electricity $251$3,021
Total$2,088$25,056
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$71,588/yr
40% on housing$62,640/yr
45% on housing$55,680/yr

Delaware FAIR Plan Programs

Insurance Placement Facility of Delaware

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,170Commercial: 57
Total Premiums$607,000
Total Exposure$249.53M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.2%
8.2%
0%30.0%
Electricity Growth Rate10-year average: 8.7%
8.7%
0%15.0%
Property Taxes Growth Rate2-year average: -0.7%
-0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$1,172This listing

vs Other Active Listings

Avg $/sqft

ZIP 19946$135
Kent County$162

vs Homes Sold Last Month

Median $/sqft

ZIP 19946$197
Kent County$191

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-27Listed for sale$320,000
2002-05-21Sold$15,000

For Sale by Agent

AgentLisamarie Perez
BrokerageKeller Williams Realty

Similar Homes