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411 Cowgill St, Dover, DE, 19901

2beds
1baths
824sqft
$259,000
$314price/sqft
$1,791/moest. monthly cost
$71,640/yrincome needed

About This Home

Only a transfer makes this home available and we are excited to share the details of this quaint 2-bedroom, 1 bath home, located in a cul de sac that is ready for its new owner. The interior boasts a warm living room with a fireplace feature, a bright kitchen equipped with newer stainless steel appliances, along a recently updated bathroom with a renovated walk-in shower. Additional interior highlights include a bonus mudroom area with built-in storage and a spacious laundry room. As you venture outside, you will find a nice sized deck perfect for relaxing or entertaining, along with a large fenced-in yard that includes a shed with electricity. The property is conveniently located close to Routes 1 and 13 with close proximity to the beach, various shopping options, and DAFB. Please let me know if you would like more information or if you are interested in scheduling a viewing. or contact your Realtor to schedule a showing.

Getting Around

56
WalkingSomewhat Walkable
33
TransitSome Transit
46
BikeSomewhat Bikeable

Schools

4/10
--
Central Middle SchoolGrades 7-80.9 mi
--
Dover High SchoolGrades 9-123.4 mi

Construction

Condition

  • Year built: 1955

Materials

  • Foundation: Crawl Space
  • Roof: Shingle
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cottage
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Water Heater

Basement

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 2

Features

  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 824

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 824
  • Total interior livable area: 824 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: ED0507710013501000
  • Zoning: RG1
  • Special condition: Standard
  • Exclusions: Personal Property

Features

  • Levels: One
  • Stories: 1
  • Pool features: None

Lot

  • Lot size: 8,886 sqft
  • Lot size dimensions: 65.90 x 150.61

Parking

  • Parking features: Off Street,Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Winter Weather
Coastal Flooding
Hurricane
Heat Wave
Inland Flooding
Lightning
Strong Wind
Tsunami

FEMA Declared Disasters Across Delaware Counties

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,309$15,708
Home Insurance *$108$1,296
Property Taxes $123$1,476
Electricity $251$3,021
Total$1,791$21,492
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$61,405/yr
40% on housing$53,730/yr
45% on housing$47,760/yr

Delaware FAIR Plan Programs

Insurance Placement Facility of Delaware

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,170Commercial: 57
Total Premiums$607,000
Total Exposure$249.53M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.2%
8.2%
0%30.0%
Electricity Growth Rate10-year average: 8.7%
8.7%
0%15.0%
Property Taxes Growth Rate2-year average: -0.7%
-0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$314This listing

vs Other Active Listings

Avg $/sqft

ZIP 19901$136
Kent County$163

vs Homes Sold Last Month

Median $/sqft

ZIP 19901$191
Kent County$191

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-16Price change$254,900
2026-07-19Listed for sale$259,000
2025-08-15Sold$240,000
2025-07-14Pending sale$225,000
2025-07-10Listed for sale$225,000
2020-10-13Sold$144,900
2020-09-29Pending sale$144,900
2020-09-06Listed for sale$144,900
2017-04-26Sold$105,000
2017-02-22Listed for sale$110,000
2015-12-15Listing removed$725
2015-11-09Listed for rent$725
2014-10-25Listing removed$699
2014-09-28Listed for rent$699
2011-08-06Listing removed$59,900
2011-06-27Sold$27,500
2011-03-14Sold$50,000
2011-03-09Price change$59,900
2011-01-16Listed for sale$75,000
2008-05-12Listing removed$139,900
2008-04-16Listed for sale$139,900
2006-08-17Sold$139,500

For Sale by Agent

AgentLeRoy Gaines
BrokerageProperty Gaines, Inc

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