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3331 NW Crest Loop, Albany, OR, 97321

4beds
3baths
1,922sqft
$521,500
$271price/sqft
$3,721/moest. monthly cost
$148,840/yrincome needed

About This Home

This beautifully designed four-BEDRM home is set on a generous 0.42-acre lot in the heart of Upper North Albany. Main level includes a bright living room and a cozy fireplace, along with a dining room, kitchen that features sleek hard surface floors. Upstairs, you’ll find a master suite, fill bath, 2 additional BDRMS. lower level features a great room fireplace, 4th BDRM, laundry room with a full bath. 24-hour notice, please we will try to accommodate shorter time frame.

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
21
BikeSomewhat Bikeable

Schools

6/10
7/10
8/10
West Albany High SchoolGrades 9-123.6 mi

Construction

Condition

  • Year built: 1965

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Electric Water Heater
  • Laundry features: Lower Level

Bedroom2

  • Level: Main

Bedroom3

  • Level: Main

Bedroom4

  • Level: Lower

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Features: Area (Combination)
  • Level: Main

Family Room

  • Level: Lower

Features

  • Rec Room
  • Flooring: Wood
  • Fireplace features: Family Room,Living Room
  • Fireplace: Yes

Heating

  • Heating features: Electric

Interior Area

  • Total structure area: 1,922
  • Total interior livable area: 1,922 sqft

Kitchen

  • Level: Main

Living Room

  • Level: Main

Master Bedroom

  • Level: Main

Property

Details

  • Parcel number: 10425BC03100
  • Exclusions: Sellers personal property

Features

  • Levels: One
  • Stories: 1
  • Fencing: Partial
  • Has view: Yes
  • View description: Territorial

Lot

  • Lot size: 0.42 Acres
  • Features: Landscaped

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Earthquake
Heat Wave
Inland Flooding
Winter Weather

FEMA Declared Disasters in Benton County and Oregon

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,636$31,632
Home Insurance *$110$1,320
Property Taxes $799$9,588
Electricity $176$2,119
Total$3,721$44,652
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$127,577/yr
40% on housing$111,630/yr
45% on housing$99,226/yr

Oregon FAIR Plan Programs

Oregon FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,377Commercial: 170
Total Premiums$3.07M
Total Exposure$840.98M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.5%
4.5%
0%30.0%
Electricity Growth Rate10-year average: 2.0%
2.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.5%
0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$271This listing

vs Other Active Listings

Avg $/sqft

ZIP 97321$230
Benton County$271

vs Homes Sold Last Month

Median $/sqft

ZIP 97321$266
Benton County$297

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-08Listed for sale$521,500
2020-05-20Sold$350,000
2020-04-06Listed for sale$350,000

For Sale by Agent

AgentWENDY CARPENTER MAJOR
BrokerageHomesmart Realty Group - Albany

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