656 E Thornton Lake Dr NW, Albany, OR, 97321
About This Home
Move-in ready 5 bedroom, 2 bath North Albany home on approximately half an acre with dual living potential. Updated throughout with new flooring, fresh paint, and kitchen featuring granite counters, coffee bar, and abundant cabinetry. Daylight basement offers flexible space ideal for multi-generational living or guests. Finished garage with drywall and insulation. Large fully fenced yard with room for gardening, recreation, and projects.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1970
Materials
- Foundation: Slab
- Roof: Composition
- Construction materials: Wood Siding
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Disposal,Range Included,Gas Water Heater
- Laundry features: Lower Level
Basement
- Has basement: Yes
- Basement: Full,Finished,Daylight
Bedroom2
- Level: Main
Bedroom3
- Level: Lower
Bedroom4
- Level: Lower
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 2
- Full bathrooms: 2
- Main level bathrooms: 1
Dining Room
- Features: Area (Combination)
- Level: Main
Family Room
- Level: Lower
Features
- Walk-in Pantry
- Flooring: Vinyl,Laminate
Heating & Cooling
- Heating features: Natural Gas,Forced Air
- Cooling features: Central Air
Interior Area
- Total structure area: 2,600
- Total interior livable area: 2,600 sqft
Kitchen
- Level: Main
Living Room
- Level: Main
Master Bedroom
- Level: Main
Property
Details
- Parcel number: 11401AA01302
- Zoning: RS6.5
Features
- Levels: Two
- Stories: 2
- Patio & porch: Deck,Covered Deck
- Fencing: Fenced
- Has view: Yes
- View description: Mountain(s),Territorial
Lot
- Lot size: 0.51 Acres
- Features: Landscaped
Parking
- Total spaces: 1
- Parking features: Attached
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 1
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Earthquake
- Inland Flooding
- Heat Wave
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters in Benton County and Oregon
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,260 | $39,120 |
| Home Insurance * | $136 | $1,632 |
| Property Taxes | $988 | $11,856 |
| Electricity | $235 | $2,831 |
| Total | $4,619 | $55,428 |
Income You'd Need if You Spent...
Oregon FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-16 | Price change | $654,900 |
| 2026-04-06 | Price change | $669,500 |
| 2026-03-18 | Listed for sale | $675,000 |
| 2023-07-14 | Sold | $582,000 |
| 2023-06-19 | Contingent | $574,000 |
| 2023-06-15 | Price change | $574,000 |
| 2023-06-08 | Price change | $585,000 |
| 2023-05-26 | Listed for sale | $599,000 |
| 2022-01-09 | Contingent | $514,900 |
| 2022-01-04 | Listed for sale | $514,900 |
| 2018-08-31 | Sold | $286,000 |
| 2018-08-22 | Pending sale | $280,000 |
| 2018-08-22 | Listed for sale | $280,000 |
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