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570 Middlecrest Rd, Lake Oswego, OR, 97034

3beds
2baths
2,213sqft
$1,399,000
$632price/sqft
$9,788/moest. monthly cost
$391,520/yrincome needed

About This Home

Experience timeless mid-century modern architecture in one of Lake Oswego's most coveted locations, the prestigious Lakewood Peninsula. Just a short stroll to vibrant downtown Lake Oswego, this exceptional residence offers an unmatched lifestyle with boutique shopping, acclaimed restaurants, lakeside parks, farmers markets, and community events all within easy reach. Equally rare is the home's access to three coveted Oswego Lake easements, providing outstanding opportunities for swimming, boating, kayaking, paddle boarding, and year-round enjoyment of one of the Pacific Northwest's most treasured private lakes.Walls of glass fill the open-concept living spaces with natural light while framing the surrounding mature landscape and peekaboo lake views. The thoughtfully designed kitchen features modern appliances, generous workspace, and flows effortlessly to an expansive covered deck—perfect for year-round outdoor dining and entertaining.The tranquil primary suite serves as a private retreat with a spa-inspired bath, walk-in shower, spacious walk-in closet, and direct access to a secluded deck overlooking a serene Zen garden. Additional amenities include a fenced backyard with space for a dog run, infrared sauna, and an electric vehicle charging station in the attached garage.Combining iconic architectural style, an unbeatable walkable location, and the rare privilege of multiple Oswego Lake easements, this is a truly exceptional opportunity to embrace the coveted Lake Oswego lifestyle.

Getting Around

66
WalkingSomewhat Walkable
33
TransitSome Transit
47
BikeSomewhat Bikeable

Schools

9/10
8/10
10/10

Construction

Condition

  • Property condition: Resale
  • Year built: 1956

Materials

  • Foundation: Concrete Perimeter
  • Roof: Composition
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Mid Century Modern
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Built-In Refrigerator,Convection Oven,Dishwasher,Disposal,Free-Standing Gas Range,Range Hood,Stainless Steel Appliance(s),Free-Standing Range,Gas Water Heater,Tank Water Heater
  • Laundry features: Laundry Room

Basement

  • Basement: Crawl Space

Bedroom2

  • Features: Exterior Entry, Hardwood Floors,Closet
  • Level: Main
  • Area: 143

Bedroom3

  • Features: Hardwood Floors,Closet
  • Level: Main
  • Area: 90

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2

Dining Room

  • Features: Exterior Entry, Hardwood Floors, Skylight
  • Level: Main
  • Area: 165

Family Room

  • Features: Hardwood Floors,Vaulted Ceiling
  • Level: Main
  • Area: 195

Features

  • High Speed Internet,Vaulted Ceiling(s),Closet,Eat Bar,Sink,Family Room Kitchen Combo,Bathroom,Walk-In Closet(s),Kitchen Island
  • Window features: Aluminum Frames,Double Pane Windows,Wood Frames,Skylight(s)
  • Flooring: Hardwood,Tile
  • Number of fireplaces: 1
  • Fireplace features: Gas
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Forced Air,Wall Furnace,Fireplace(s)
  • Cooling features: Heat Pump

Interior Area

  • Total structure area: 2,213
  • Total interior livable area: 2,213 sqft

Kitchen

  • Features: Builtin Refrigerator, Dishwasher, Eat Bar, Exterior Entry, Hardwood Floors, Skylight,Free Standing Range, Sink
  • Level: Main
  • Area: 176

Living Room

  • Features: Family Room Kitchen Combo, Fireplace, Hardwood Floors
  • Level: Main
  • Area: 308

Master Bedroom

  • Features: Bathroom, Exterior Entry, Hardwood Floors,Walkin Closet
  • Level: Main
  • Area: 252

Property

Accessibility

  • Accessibility features: Bathroom Cabinets,Kitchen Cabinets,Main Floor Bedroom Bath,Natural Lighting,Parking,Utility Room On Main,Accessibility

Details

  • Parcel number: 00255663

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Covered Deck,Deck,Porch
  • Exterior features: Dog Run,Fire Pit,Sauna,Yard,Exterior Entry
  • Has view: Yes
  • View description: Bay,Lake
  • Has water view: Yes
  • Water view: Bay,Lake

Lot

  • Lot size: 9,583 sqft
  • Features: Gentle Sloping,Sloped,Trees,SqFt 7000 to 9999

Parking

  • Total spaces: 1
  • Parking features: Driveway,Off Street,Attached,Tuck Under
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Earthquake
Cold Wave
Heat Wave
Inland Flooding
Strong Wind
Winter Weather

FEMA Declared Disasters in Clackamas County and Oregon

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $7,074$84,888
Home Insurance *$261$3,132
Property Taxes $2,253$27,036
Electricity $200$2,410
Total$9,788$117,456
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$335,588/yr
40% on housing$293,640/yr
45% on housing$261,013/yr

Oregon FAIR Plan Programs

Oregon FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,377Commercial: 170
Total Premiums$3.07M
Total Exposure$840.98M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.4%
9.4%
0%30.0%
Electricity Growth Rate10-year average: 2.0%
2.0%
0%15.0%
Property Taxes Growth Rate2-year average: -0.7%
-0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$632This listing

vs Other Active Listings

Avg $/sqft

ZIP 97034$522
Clackamas County$304

vs Homes Sold Last Month

Median $/sqft

ZIP 97034$401
Clackamas County$294

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-06Price change$1,299,000
2026-07-06Listed for sale$1,399,000
2025-10-02Listing removed$7,200
2025-09-24Listed for rent$7,200
2025-08-26Listing removed$7,200
2025-07-29Listed for rent$7,200
2025-06-03Listing removed$7,200
2025-05-19Listed for rent$7,200
2020-07-07Listing removed$4,000
2020-07-02Listed for rent$4,000
2017-07-21Sold$850,000
2017-07-21Listed for sale$815,000
2017-06-06Pending sale$815,000
2017-06-03Listed for sale$815,000
2005-05-05Sold$470,000

For Sale by Agent

AgentJustin Harnish
BrokerageHarnish Company Realtors

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