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16792 S Pam Dr, Oregon City, OR, 97045

2beds
2baths
1,140sqft
$670,000
$588price/sqft
$4,588/moest. monthly cost
$183,520/yrincome needed

About This Home

Price Drop of $15,000.00Welcome to this well-maintained 1978 ranch-style home, set on a generous 0.70 acres in a quiet cul-de-sac location. Enjoy the durability and low-maintenance appeal of the metal roof, along with comfort upgrades including a furnace that’s only 3 years old. The home also features a tankless water heater for efficient, on-demand hot water—plus a small hot tub that’s perfect for relaxing after a long day.Inside, you’ll find a functional layout with 2 bedrooms and 2 bathrooms, offering the right balance of space and ease of living. The property truly checks all the marks, and the outdoor amenities don’t disappoint: a large shop with plenty of room for projects, storage, and hobbies, along with RV parking for added convenience. If you’ve been looking for a home that’s turn-key, practical, and ideally positioned—this one is ready to impress.

Getting Around

1
WalkingCar-Dependent
0
TransitNo Nearby Transit
1
BikeSomewhat Bikeable

Schools

6/10
5/10
Ogden Middle SchoolGrades 6-81.6 mi
8/10
Oregon City High SchoolGrades 9-123.1 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1978

Materials

  • Foundation: Concrete Perimeter
  • Roof: Metal
  • Construction materials: Concrete,Metal Siding,Aluminum,Cedar

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Free-Standing Refrigerator,Gas Appliances,Built-In Range,Electric Water Heater
  • Laundry features: Laundry Room

Basement

  • Basement: Crawl Space

Bedroom2

  • Features: Closet, Wallto Wall Carpet
  • Level: Main
  • Area: 130

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2

Dining Room

  • Features: Formal, Sliding Doors,Slate Flooring
  • Level: Main
  • Area: 81

Features

  • Ceiling Fan(s),Granite,Built-in Features,Bathtub With Shower,Closet,Formal,Eat-in Kitchen,Sink,Bathroom,Double Closet,Shower,Indoor,Storage
  • Door features: Sliding Doors
  • Window features: Double Pane Windows,Vinyl Frames
  • Flooring: Slate,Wall to Wall Carpet,Concrete
  • Number of fireplaces: 1
  • Fireplace features: Insert,Wood Burning
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Forced Air,Fireplace(s)
  • Cooling features: None

Interior Area

  • Total structure area: 1,140
  • Total interior livable area: 1,140 sqft

Kitchen

  • Features: Builtin Range, Dishwasher, Disposal, Eating Area, Gas Appliances, Sliding Doors,Free Standing Refrigerator, Granite, Sink, Slate Flooring
  • Level: Main
  • Area: 140

Living Room

  • Features: Ceiling Fan, Fireplace, Fireplace Insert,Closet, Wallto Wall Carpet
  • Level: Main
  • Area: 195

Master Bedroom

  • Features: Bathroom,Double Closet, Shower, Wallto Wall Carpet
  • Level: Main
  • Area: 140

Property

Accessibility

  • Accessibility features: Accessible Full Bath,Bathroom Cabinets,Garage On Main,Kitchen Cabinets,Main Floor Bedroom Bath,Minimal Steps,Natural Lighting,Parking,Utility Room On Main,Walkin Shower,Accessibility

Details

  • Parcel number: 00556320

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Covered Deck,Covered Patio,Deck
  • Exterior features: Gas Hookup,Yard
  • Has spa: Yes
  • Spa features: Builtin Hot Tub
  • Fencing: Fenced
  • Has view: Yes
  • View description: Trees/Woods

Lot

  • Lot size: 0.75 Acres
  • Features: Brush,Cul-De-Sac,Gentle Sloping,Private,Trees,SqFt 20000 to Acres1

Parking

  • Total spaces: 1
  • Parking features: Driveway,RV Access/Parking,RV Boat Storage,Attached
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Earthquake
    EarthquakeRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Earthquake
Heat Wave
Inland Flooding
Ice Storm
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters in Clackamas County and Oregon

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,387$40,644
Home Insurance *$150$1,800
Property Taxes $875$10,500
Electricity $176$2,119
Total$4,588$55,056
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$157,302/yr
40% on housing$137,640/yr
45% on housing$122,346/yr

Oregon FAIR Plan Programs

Oregon FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,377Commercial: 170
Total Premiums$3.07M
Total Exposure$840.98M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.4%
9.4%
0%30.0%
Electricity Growth Rate10-year average: 2.0%
2.0%
0%15.0%
Property Taxes Growth Rate2-year average: -0.7%
-0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$588This listing

vs Other Active Listings

Avg $/sqft

ZIP 97045$274
Clackamas County$305

vs Homes Sold Last Month

Median $/sqft

ZIP 97045$322
Clackamas County$294

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-12Price change$655,000
2026-07-20Listed for sale$670,000
2008-12-29Sold$228,000
2008-11-04Price change$234,900
2008-07-25Price change$259,950
2008-06-21Listed for sale$274,950
2004-08-27Sold$189,200

For Sale by Agent

AgentNicole Sams
BrokerageOwl's Nest Realty

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