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16127 Harley Ave, Oregon City, OR, 97045

2beds
2baths
2,147sqft
$675,000
$314price/sqft
$4,889/moest. monthly cost
$195,560/yrincome needed

About This Home

A Mid-Century Original on Nearly an Acre. Offered for the first time in more than 50 years, this single-level mid-century home sits on 0.82 acres in Oregon City and is ready for its next chapter. With over 2,000 square feet, a three-car attached garage, room for RV parking, and a spacious level lot, this is a property that offers room to create something truly your own.The original character remains throughout the home, from the brick double-sided gas fireplace shared between the living room and kitchen to the built-in cabinetry and generous room sizes. The kitchen features abundant storage, a center island with cooktop, and plenty of workspace. The family room includes a wet bar, mini-split heating and cooling, and sliding doors leading to the backyard, creating flexible space for gatherings, hobbies, or everyday living.The primary bedroom connects to a Jack-and-Jill bathroom, while the thoughtful single-level floor plan offers comfortable living with space to update over time.Practical improvements include a metal roof approximately 15 years old, gas furnace, gas water heater, and plenty of garage and workshop space for projects, storage, or recreational vehicles.Outside, the nearly one-acre parcel provides open yard space, mature landscaping, room for gardening, and opportunities to reimagine the outdoor setting while enjoying the privacy that larger lots provide.Conveniently located with quick access to I-205, shopping, parks, schools, and everything Oregon City has to offer, this is a rare opportunity to purchase a home that has been carefully maintained by the same owners for decades and make it your own.

Getting Around

24
WalkingCar-Dependent
30
TransitSome Transit
58
BikeBikeable

Schools

6/10
5/10
Ogden Middle SchoolGrades 6-81.1 mi
8/10
Oregon City High SchoolGrades 9-123.7 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1961

Materials

  • Roof: Metal
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Built In Oven,Built-In Range,Cooktop,Dishwasher,Disposal,Free-Standing Refrigerator,Gas Appliances,Microwave,Plumbed For Ice Maker,Washer/Dryer,Gas Water Heater

Bedroom2

  • Features: Wallto Wall Carpet
  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2

Dining Room

  • Level: Main

Features

  • Ceiling Fan(s),High Speed Internet,Cook Island,Granite,Tile
  • Window features: Aluminum Frames,Vinyl Frames
  • Flooring: Tile,Wall to Wall Carpet
  • Fireplace features: Gas

Heating

  • Heating features: Forced Air,Mini Split,Fireplace(s)

Interior Area

  • Total structure area: 2,147
  • Total interior livable area: 2,147 sqft

Kitchen

  • Features: Dishwasher, Fireplace, Gas Appliances, Microwave,Builtin Oven, Free Standing Refrigerator
  • Level: Main

Living Room

  • Features: Fireplace,Wallto Wall Carpet
  • Level: Main

Master Bedroom

  • Features: Wallto Wall Carpet
  • Level: Main

Property

Accessibility

  • Accessibility features: Accessible Doors,One Level,Accessibility

Details

  • Parcel number: 00560271

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Deck

Lot

  • Lot size: 0.82 Acres
  • Features: Gentle Sloping,Level,SqFt 20000 to Acres1

Parking

  • Total spaces: 3
  • Parking features: RV Access/Parking,Garage Door Opener,Attached
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Earthquake
    EarthquakeRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Avalanche
    AvalancheModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Earthquake
Inland Flooding
Avalanche
Heat Wave
Ice Storm
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters in Clackamas County and Oregon

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,413$40,956
Home Insurance *$151$1,812
Property Taxes $1,131$13,572
Electricity $194$2,338
Total$4,889$58,668
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$167,622/yr
40% on housing$146,670/yr
45% on housing$130,373/yr

Oregon FAIR Plan Programs

Oregon FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,377Commercial: 170
Total Premiums$3.07M
Total Exposure$840.98M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.4%
9.4%
0%30.0%
Electricity Growth Rate10-year average: 2.0%
2.0%
0%15.0%
Property Taxes Growth Rate2-year average: -0.7%
-0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$314This listing

vs Other Active Listings

Avg $/sqft

ZIP 97045$274
Clackamas County$305

vs Homes Sold Last Month

Median $/sqft

ZIP 97045$322
Clackamas County$294

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-18Price change$665,000
2026-07-10Listed for sale$675,000

For Sale by Agent

AgentStephanie Peck
BrokerageeXp Realty, LLC

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